Senior Credit Operations Specialist – Complex Portfolios

Bank of America; Charlotte (NC); On-site; USD 85,000 - 120,000; Full time

Job summary

Bank of America in Charlotte seeks a seasoned Credit Operations professional to manage a highly complex client portfolio, focusing on collateral monitoring and cash movements, and to support loan servicing.

Responsibilities include posting collateral, monitoring balances, and handling multi-currency client transactions while coaching junior staff and ensuring regulatory and risk considerations are met.

Qualifications

• Minimum of 4 years of commercial credit operations knowledge
• Experience navigating bilateral commercial deal structures
• Multi-tasking
• Reading and interpretation of legal documents
• College degree

Responsibilities

• Posts collateral information to system of record
• Balances collateral between system of record and borrowing base
• Monitors daily cash movement to and from client loan accounts
• Sets up fixed-rate client loan requests
• Handles a highly complex portfolio of clients including direct, agented and bought participation with both domestic and complex multi-currency components
• Provides coaching and direction to less-experienced employees

Skills

Analytical Thinking

Attention to Detail

Data Collection and Entry

Decision Making

Strategic Thinking

Adaptability

Customer and Client Focus

Issue Management

Oral Communications

Recording/Organizing Information

Collaboration

Legal Structures and Legal Forms

Prioritization

Written Communications

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America in Charlotte seeks a seasoned Credit Operations professional to manage a highly complex client portfolio, focusing on collateral monitoring and cash movements, and to support loan servicing.

Responsibilities include posting collateral, monitoring balances, and handling multi-currency client transactions while coaching junior staff and ensuring regulatory and risk considerations are met.