Credit Services Consultant

Bank of America; Charlotte (NC); Presencial; USD 85.000 - 120.000; Jornada completa

Descripción de la vacante

Bank of America in Charlotte seeks a seasoned Credit Operations professional to manage a highly complex client portfolio, focusing on collateral monitoring and cash movements, and to support loan servicing.

Responsibilities include posting collateral, monitoring balances, and handling multi-currency client transactions while coaching junior staff and ensuring regulatory and risk considerations are met.

Formación

• Minimum of 4 years of commercial credit operations knowledge
• Experience navigating bilateral commercial deal structures
• Multi-tasking
• Reading and interpretation of legal documents
• College degree

Responsabilidades

• Posts collateral information to system of record
• Balances collateral between system of record and borrowing base
• Monitors daily cash movement to and from client loan accounts
• Sets up fixed-rate client loan requests
• Handles a highly complex portfolio of clients including direct, agented and bought participation with both domestic and complex multi-currency components
• Provides coaching and direction to less-experienced employees

Conocimientos

Analytical Thinking

Attention to Detail

Data Collection and Entry

Decision Making

Strategic Thinking

Adaptability

Customer and Client Focus

Issue Management

Oral Communications

Recording/Organizing Information

Collaboration

Legal Structures and Legal Forms

Prioritization

Written Communications

Educación

High School Diploma / GED / Secondary School or equivalent

Descripción del empleo

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for managing a highly-complex client portfolio. Key responsibilities include collateral monitoring and cash movement. Job expectations include complex collateral and transactional posting with client, regulatory, and reputation risk and providing resolution or escalates servicing questions, leveraging resources across functional areas to ensure an integrated approach to loan servicing. Additional responsibilities include participating in key assignments, offers subject matter expertise and provides leadership to less-experienced employees.

LOB Description: Global Credit Operations (GCO):

Responsible for the fulfillment, servicing and protection of credit offerings for business banking, Global Wealth & Investment Management (GWIM), commercial and corporate clients as well as leasing and trade products.

Responsibilities:

• Posts collateral information to system of record
• Balances collateral between system of record and borrowing base
• Monitors daily cash movement to and from client loan accounts
• Sets up fixed-rate client loan requests
• Handles a highly complex portfolio of clients including direct, agented and bought participation with both domestic and complex multi-currency components
• Provides coaching and direction to less-experienced employees

Minimum Requirements:

• Minimum of 4 years of commercial credit operations knowledge
• Proven experience with Navigating bilateral commercial deal structures
• Multi-tasking
• Reading and interpretation of legal documents

Desired Skills:

• College degree

Skills:

• Analytical Thinking
• Attention to Detail
• Data Collection and Entry
• Decision Making
• Strategic Thinking
• Adaptability
• Customer and Client Focus
• Issue Management
• Oral Communications
• Recording/Organizing Information
• Collaboration
• Legal Structures and Legal Forms
• Prioritization
• Written Communications

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week:

40