Senior Credit Officer — Complex Debt Capital Solutions

Bank of America; St. Louis (MO); On-site; USD 120,000 - 190,000; Full time

Job summary

Bank of America is seeking a Credit Officer II to provide expert advisory in complex debt capital solutions for commercial banking clients. The role involves managing credit exposure, leveraging product knowledge across Investment Banking and Treasury Management, and supporting an underwriting team.

The CO II reports to the Commercial Credit Manager, collaborates with Relationship Management and Treasury Sales Officers, and drives end-to-end credit processes with a focus on delivering integrated

Qualifications

• 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)
• Strong communication skills; ability to communicate vertically, horizontally, and externally
• Experience in financial analysis, structuring, underwriting and portfolio management
• Analytical/technical skills, including financial accounting, modeling and loan structuring
• Industry knowledge across multiple sectors

Responsibilities

• Provides capital structure solutions
• Builds relationships with existing and prospective clients
• Negotiates credit documentation
• Manages the credit process for a portfolio of clients
• Leads the credit and risk approval processes
• Mentors and supports associates

Skills

Client Solutions Advisory

Customer Focus

Decision Making

Credit Documentation

Credit and Risk Assessment

Financial Analysis

Risk Management

Underwriting

Analytical Thinking

Coaching

Collaboration

Critical Thinking

Education

BA/BS Degree

Job description

Bank of America is seeking a Credit Officer II to provide expert advisory in complex debt capital solutions for commercial banking clients. The role involves managing credit exposure, leveraging product knowledge across Investment Banking and Treasury Management, and supporting an underwriting team.

The CO II reports to the Commercial Credit Manager, collaborates with Relationship Management and Treasury Sales Officers, and drives end-to-end credit processes with a focus on delivering integrated