Senior Credit Officer: Complex Debt Solutions

Bank of America Corporation; St. Louis (MO); On-site; USD 120,000 - 180,000; Full time

Job summary

Bank of America in the United States is seeking a Credit Officer II (CO II) to provide expert advisory in complex debt capital solutions for commercial banking clients. The CO II manages credit exposure and partners with relationship management and treasury sales.

This role reports to the Commercial Credit Manager and supports underwriting teams across multiple facilities, including lines of credit, term loans, tax-exempt financing, and syndicated loans.

Qualifications

• 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)
• Strong communication skills; ability to communicate vertically, horizontally, and externally
• Experience in financial analysis, structuring, underwriting and portfolio management
• Analytical/technical skills, including financial accounting, modeling and loan structuring
• Industry knowledge across multiple sectors

Responsibilities

• Provides capital structure solutions
• Builds relationships with existing and prospective clients
• Negotiates credit documentation
• Manages the credit process for a portfolio of clients
• Leads the credit and risk approval processes
• Mentors and supports associates

Skills

Credit Analysis

Financial Modeling

Loan Structuring

Risk Management

Client Relationships

Communication Skills

Underwriting

Team Mentoring

Decision Making

Portfolio Management

Education

BA/BS Degree

Job description

Bank of America in the United States is seeking a Credit Officer II (CO II) to provide expert advisory in complex debt capital solutions for commercial banking clients. The CO II manages credit exposure and partners with relationship management and treasury sales.

This role reports to the Commercial Credit Manager and supports underwriting teams across multiple facilities, including lines of credit, term loans, tax-exempt financing, and syndicated loans.