Senior Credit Leader, Fintech Solutions

Fifth Third Bank; New York (NY); On-site; USD 122,000 - 262,000; Full time

Job summary

Fifth Third Bank is seeking a Senior Credit Lead for Innovation Banking within Credit Solutions to guide portfolio strategy and risk management. The role combines deep credit expertise with leadership to manage escalations and partner with Banking and Credit Risk stakeholders.

You will oversee risk assessments, ensure policy adherence, and drive portfolio performance while collaborating with senior management and clients on complex credit issues.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or related field; advanced degree preferred.
• At least 10 years of experience in commercial credit or risk leadership.
• Expertise in commercial credit underwriting, structuring, portfolio management.
• Proven ability to lead high-performing credit teams.
• Strong knowledge of credit policies, regulatory requirements, and risk governance.

Responsibilities

• Maintain enterprise view of portfolio risk across a regional or industry portfolio.
• Escalation point for complex credit situations; lead risk decisioning with senior stakeholders.
• Partner with Banking leadership to understand business strategy, growth objectives, and pipeline dynamics.
• Review deal structures, assess borrower viability, and advise on term sheets.
• Drive credit excellence metrics, policy adherence, and timely remediation of issues.

Skills

Portfolio management

Credit risk leadership

Communication skills

Analytical thinking

Microsoft Office

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Advanced degree preferred

Tools

Microsoft Office

Internal banking systems

Job description

Fifth Third Bank is seeking a Senior Credit Lead for Innovation Banking within Credit Solutions to guide portfolio strategy and risk management. The role combines deep credit expertise with leadership to manage escalations and partner with Banking and Credit Risk stakeholders.

You will oversee risk assessments, ensure policy adherence, and drive portfolio performance while collaborating with senior management and clients on complex credit issues.