Senior Credit Analyst: Strategic Risk & Growth

22nd State Bank; Mobile (AL); On-site; USD 70,000 - 90,000; Full time

Job summary

22nd State Bank in Mobile, Alabama is looking for a Senior Credit Analyst to maintain credit quality through detailed analyses of financial data pertaining to loans. This position plays a key role in evaluating and recommending loans based on creditworthiness and compliance with regulatory requirements.

The ideal candidate will have a Bachelor's degree in Business Administration, Accounting, or Finance along with 5-7 years' experience in commercial credit analysis. Strong analytical skills and proficiency in Microsoft Office are essential.

Qualifications

• Bachelor’s degree required; Business Administration, Accounting, or Finance preferred.
• Five to seven years’ experience as a Commercial Bank Credit Analyst.
• Basic knowledge of financial statements and financial analysis.

Responsibilities

• Prepare detailed credit analyses based on financial data for new loans.
• Review incoming requests and obtain loan information for analysis.
• Analyze personal financial statements and assess borrower's ability to repay.

Skills

Analytical

Problem Solving

Oral Communication

Written Communication

Teamwork

Attention to Detail

Education

Bachelor’s degree in Business Administration, Accounting, or Finance

Tools

Microsoft Office

Job description

22nd State Bank in Mobile, Alabama is looking for a Senior Credit Analyst to maintain credit quality through detailed analyses of financial data pertaining to loans. This position plays a key role in evaluating and recommending loans based on creditworthiness and compliance with regulatory requirements.

The ideal candidate will have a Bachelor's degree in Business Administration, Accounting, or Finance along with 5-7 years' experience in commercial credit analysis. Strong analytical skills and proficiency in Microsoft Office are essential.