Senior Credit Analyst — Strategic Financial Detective

RockBridge Search; Portland (OR); Sur place; USD 90 000 - 130 000; Plein temps

Résumé du poste

RockBridge Search in Portland seeks a Senior Credit Analyst to join the team. You will perform detailed financial analysis and underwriting for complex commercial credit relationships, translating data into clear credit recommendations.

Youfll analyze statements, tax returns, cash flows, and projections; evaluate liquidity, leverage, and debt service; prepare memos and presentations; and work with lenders and relationship managers on structuring and covenants.

Qualifications

• Several years of progressive commercial credit analysis experience.
• Ability to analyze financial statements, cash flows, and projections.
• Strong written and verbal communication skills.
• Knowledge of credit risk and underwriting principles.
• Ability to work independently and manage multiple priorities.

Responsabilités

• Perform detailed financial analysis and underwriting for complex commercial credit relationships.
• Analyze financial statements, tax returns, projections, borrowing base information, cash-flow statements, and other data.
• Evaluate borrower performance, liquidity, leverage, profitability, working capital, cash flow, and debt service capacity.
• Prepare comprehensive credit analyses, underwriting packages, approval memos, renewals, and presentations.
• Review credit requests and identify risks, mitigants, and opportunities.
• Partner with lenders and relationship managers on credit structure, pricing, terms, covenants, collateral, and transaction strategy.
• Monitor existing portfolios and identify changes impacting borrower performance or credit quality.
• Provide context around financial performance with industry research.
• Communicate credit findings clearly to lenders and leadership.

Connaissances

Advanced Excel

Financial analysis

Credit risk assessment

Communication skills

Independent work

Formation

Bachelors degree in Finance

Bachelors degree in Accounting

Bachelors degree in Economics

Bachelors degree in Business

Description du poste

RockBridge Search in Portland seeks a Senior Credit Analyst to join the team. You will perform detailed financial analysis and underwriting for complex commercial credit relationships, translating data into clear credit recommendations.

Youfll analyze statements, tax returns, cash flows, and projections; evaluate liquidity, leverage, and debt service; prepare memos and presentations; and work with lenders and relationship managers on structuring and covenants.