Senior Credit Analyst: Risk Underwriting & Credit Strategy

First Independence Bank (FIB); Chicago (IL); On-site; USD 70,000 - 90,000; Full time

Job summary

First Independence Bank is seeking a Senior Credit Analyst in Chicago to perform underwriting of loan requests and annual reviews, assess credit limits, and monitor credit risk. The role involves analyzing customer financial statements and ensuring precise data entry.

Collaboration with loan officers and clients is essential to verify information and evaluate financial history. The candidate will produce credit recommendations, assess collateral values, and prepare credit approval or denial

Qualifications

• Bachelor’s degree in finance, accounting, or a related field.
• 3+ years’ experience in credit or loan evaluation.
• Ability to work independently on credit assessments.
• Customer service experience with internal and external customers.

Responsibilities

• Perform underwriting of loan requests and annual reviews.
• Assess and authorize credit limits and monitor credit risk.
• Provide analysis of customer financial statements.
• Ensure all data entry is accurate and complete.
• Assess collateral values and credit risk and prepare written credit approval packages and/or denial correspondence.
• Provide quantitative and qualitative analysis of applicant requests for loans and lines of credit.

Skills

Credit analysis

Independent work

Customer service

Education

Bachelor's degree in finance, accounting, or related field

Job description

First Independence Bank is seeking a Senior Credit Analyst in Chicago to perform underwriting of loan requests and annual reviews, assess credit limits, and monitor credit risk. The role involves analyzing customer financial statements and ensuring precise data entry.

Collaboration with loan officers and clients is essential to verify information and evaluate financial history. The candidate will produce credit recommendations, assess collateral values, and prepare credit approval or denial