Senior Credit Risk Analyst

Jobtailor; Arizona; On-site; USD 85,000 - 110,000; Full time

Job summary

U.S. Bank in Arizona seeks a Senior Credit Analyst to assess credit risk, conduct thorough analyses of financial data, and support lending decisions for new, renewal, and extension credits.

You will review portfolios, identify potential issues, prepare detailed reports, and present clear recommendations to stakeholders while ensuring compliance with credit policy, ethics codes, and risk management standards.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Knowledge of credit analysis, credit administration, risk analysis, and credit policy.
• Background in economics, accounting, and/or finance.
• Effective technical report writing skills.
• Verbal and written communication skills.
• Proficient with various software packages and credit analysis tools.
• Ability to comply with U.S. Bank policies and Code of Ethics and Conduct.

Responsibilities

• Approve extensions of credit and make recommendations to final lending decision-makers for new/renewal/extension loans.
• Conduct complete credit analyses by gathering, analyzing, and interpreting information on existing and prospective customers.
• Review customer accounts and portfolios to identify, evaluate, and determine actions on potential credit quality issues.
• Maximize credit quality while minimizing risk and potential loss to the company.
• Use tools and software to assist in credit analysis of individual credits or portfolios.
• Compare and evaluate possible actions and make recommendations or decisions.

Skills

Credit Analysis

Analytical Skills

Verbal Communication

Written Communication

Technical Report Writing

Policy Knowledge

Education

Bachelor's degree

Tools

Credit Analysis Software

Computer Navigation Skills

Job description

U.S. Bank in Arizona seeks a Senior Credit Analyst to assess credit risk, conduct thorough analyses of financial data, and support lending decisions for new, renewal, and extension credits.

You will review portfolios, identify potential issues, prepare detailed reports, and present clear recommendations to stakeholders while ensuring compliance with credit policy, ethics codes, and risk management standards.