Senior Credit Analyst — Remote, AU Hours

D2B; United States; Teletrabalho; USD 14 000 - 19 000; Tempo integral

Resumo da oferta

D2B is seeking a Senior Credit Analyst to deliver high-level technical analysis and processing support. You will manage complex files including SMSF and self-employed structures, liaising with lenders and BDMs in a fast-paced environment.

The role focuses on credit assessment, policy interpretation, and compliant loan submissions, with remote work aligned to Australian hours and full-time employment.

Qualificações

• Minimum 5+ years’ experience as a Credit Analyst (mortgage or banking).
• Extensive experience with Australian mortgage lending is mandatory.
• Proven ability to interpret and apply complex lender policies independently.
• Experience with AFG and Broker Engine platforms.

Responsabilidades

• Credit Assessment & Senior Scenario Analysis
• Analyse client financials including payslips, income structures, and employment types
• Accurately calculate base income, overtime, and variable earnings
• Interpret lender policies to determine borrowing capacity and loan suitability
• Run and compare multiple lender servicing calculators using tools like Quickli
• Draft detailed compliance comments in Credit Proposals and ensure BID standards

Conhecimentos

Credit analysis

Financial statement review

Income verification

Lender policy interpretation

SMSF/complex structures

English communication

Team collaboration

Ferramentas

Quickli

Broker Engine

Go High Level

ChatGPT AI

Descrição da oferta de emprego

D2B is seeking a Senior Credit Analyst to deliver high-level technical analysis and processing support. You will manage complex files including SMSF and self-employed structures, liaising with lenders and BDMs in a fast-paced environment.

The role focuses on credit assessment, policy interpretation, and compliant loan submissions, with remote work aligned to Australian hours and full-time employment.