Impactful Commercial Credit Analyst & Risk Evaluator

Fifth Third Bank; Rosemont (IL); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank is seeking a Credit Analyst to perform underwriting and ongoing credit monitoring, with emphasis on financial analysis, modeling, and risk assessment. The role includes preparing credit memos, reviewing covenants, and supporting portfolio reviews in a fast-paced banking environment.

The position focuses on accurate data, adherence to credit policies, and collaboration with CCU teams to resolve edits and ensure timely reporting.

Qualifications

• Bachelor's degree in Business required.
• 2+ years of Commercial Banking credit analysis experience.
• Strong financial and risk analysis with ability to develop financial models.
• Proficiency in MS Office and internal banking applications.

Responsibilities

• Monitor Credit Excellence and collect financial statements for renewals and reviews.
• Prepare succinct credit approval memos with risk analysis and terms.
• Perform portfolio monitoring, covenant tracking, and risk rating models.
• Identify monitoring needs and update ticklers as required.
• Verify covenants and assess updates needed for compliance.
• Support portfolio reporting for credit leadership and managers.
• Run projection models with provided assumptions.
• Assist with underwriting processes and portfolio analysis.

Skills

Financial analysis

Financial modeling

Communication skills

Banking product knowledge

Corporate structures & docs

U.S. regulatory knowledge

Internal banking applications

Problem solving & analytics

Microsoft Office

Education

Bachelor's degree in Business

Tools

Microsoft Office

Internal banking systems

Job description

Fifth Third Bank is seeking a Credit Analyst to perform underwriting and ongoing credit monitoring, with emphasis on financial analysis, modeling, and risk assessment. The role includes preparing credit memos, reviewing covenants, and supporting portfolio reviews in a fast-paced banking environment.

The position focuses on accurate data, adherence to credit policies, and collaboration with CCU teams to resolve edits and ensure timely reporting.