Senior Credit Analyst – Complex Commercial Lending

Origin Bank; United States; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Dream Manager program

Wellness coaching

Access to certified financial planners

Job summary

Origin Bank is seeking a skilled Credit Analyst to perform in-depth analysis of financial statements and assess requests for complex commercial credit relationships of $2,500,000 and greater. The role requires research, accuracy, and effective communication within a team.

The ideal candidate will hold a Bachelor's degree in Accounting or Finance with at least three years of credit analysis experience and a strong understanding of lending protocols and regulatory compliance.

Qualifications

• Bachelor's degree in Accounting or Finance preferred; minimum of three years of credit analysis experience.

Responsibilities

• Analyze financial statements and assess credit requests for commercial loans of $2,500,000 and greater.
• Maintain up-to-date lending protocols.
• Manage deadlines in a high-pressure environment with supervision and knowledge of accounting principles.
• Conduct loan reviews on selected borrowers and guarantors for $2,500,000+ relationships.
• Perform cash flows, financial analysis, collateral valuations for commercial borrowers.
• Accompany relationship managers on client calls and site visits as needed.
• Ensure credit information is uploaded to the credit file in a timely manner.

Skills

Financial analysis

Credit analysis

Attention to detail

Research skills

Communication skills

Education

Bachelor's degree in Accounting or Finance

Tools

Statistical software

Microsoft Excel

Job description

Origin Bank is seeking a skilled Credit Analyst to perform in-depth analysis of financial statements and assess requests for complex commercial credit relationships of $2,500,000 and greater. The role requires research, accuracy, and effective communication within a team.

The ideal candidate will hold a Bachelor's degree in Accounting or Finance with at least three years of credit analysis experience and a strong understanding of lending protocols and regulatory compliance.