Commercial Credit Analyst II: Lending Risk & Cash Flow Expert

Origin Bank; Houston (TX); On-site; USD 75,000 - 105,000; Full time

Job summary

Origin Bank in Houston, TX is seeking a Senior Credit Analyst to evaluate loan requests and monitor credit risk across commercial relationships of $2,500,000 and greater. You will analyze financial statements, perform cash flow projections, and ensure compliance with lending protocols.

The ideal candidate has a Bachelor’s degree in Accounting or Finance and at least three years of credit analysis experience, with strong analytical, communication, and confidentiality skills in a fast-paced

Qualifications

• Bachelor's degree in Accounting or Finance.
• Minimum of three years in credit analysis.
• Ability to analyze financial statements and assess risk.

Responsibilities

• Perform loan reviews and assess creditworthiness for large commercial borrowers.
• Analyze financial statements and cash flows for complex credits.
• Ensure compliance with BSA/AML and lending protocols.

Skills

Analytical thinking

Financial statement analysis

Communication skills

Attention to detail

Education

Bachelor's degree in Accounting or Finance

Tools

Excel

Credit analysis software

Job description

Origin Bank in Houston, TX is seeking a Senior Credit Analyst to evaluate loan requests and monitor credit risk across commercial relationships of $2,500,000 and greater. You will analyze financial statements, perform cash flow projections, and ensure compliance with lending protocols.

The ideal candidate has a Bachelor’s degree in Accounting or Finance and at least three years of credit analysis experience, with strong analytical, communication, and confidentiality skills in a fast-paced