Senior Credit Analyst

TalentSource360; Washington (District of Columbia); On-site; USD 120,000 - 140,000; Full time

Job summary

Join a forward-thinking company as a Senior Financial Analyst specializing in Credit Risk. In this pivotal role, you'll evaluate the creditworthiness of counterparties and analyze portfolio risks to drive data-informed decisions that enhance financial performance. Collaborate with diverse teams to develop risk mitigation strategies and contribute to the evolution of internal credit frameworks. This dynamic position offers the opportunity to influence critical financial outcomes while working in a supportive environment that values analytical rigor and strategic insight. If you're passionate about finance and risk management, this role is an exciting opportunity to make a significant impact.

Benefits

Medical insurance

Vision insurance

401(k)

Qualifications

• 4–7 years of financial analysis experience focused on credit risk.
• Solid knowledge of financial statement analysis and risk modeling techniques.
• Advanced Excel skills and experience with risk tools.

Responsibilities

• Conduct credit risk assessments on customers and counterparties.
• Develop financial models to assess risk-adjusted returns.
• Prepare credit memos and risk reviews for leadership.

Skills

Financial Modeling

Credit Risk Analysis

Financial Statement Analysis

Communication Skills

Excel

Education

Bachelor's degree in Finance

Credit Certification (CFA, FRM, CCRA)

Tools

Moody's

S&P

Bloomberg

PowerBI

Tableau

SAS

Job description

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This range is provided by TalentSource360. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$120,000.00/yr - $140,000.00/yr

Job Description

We are seeking a strategic and detail-oriented Senior Financial Analyst with Credit Risk experience to join a client in the Washington DC area. This role will be critical in evaluating the creditworthiness of counterparties, analyzing portfolio risk, and driving data-informed decisions to optimize financial performance and mitigate exposure. The ideal candidate combines strong financial modeling skills with a solid understanding of credit risk frameworks and analytical rigor.

Key Responsibilities

• Conduct detailed credit risk assessments on new and existing customers, counterparties, or investment opportunities.
• Develop and maintain financial models to assess risk-adjusted returns, exposure limits, and potential losses.
• Monitor credit risk metrics, trends, and concentrations across customer portfolios.
• Partner with Sales, Treasury, and Legal to ensure alignment on credit policies and contractual risk terms.
• Recommend risk mitigation strategies including credit insurance, collateral, and payment terms.
• Prepare credit memos, financial statement analysis, and risk reviews for credit committee or senior leadership.
• Assist in developing and enhancing internal credit scoring models and rating methodologies.
• Support the implementation of credit risk frameworks (e.g., IFRS 9, CECL, Basel III).
• Perform scenario analysis and stress testing to model the impact of macroeconomic factors on credit exposure.
• Contribute to credit policy development, governance, and ongoing process improvement initiatives.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 4–7 years of experience in financial analysis with a strong focus on credit risk.
• Solid knowledge of financial statement analysis, corporate credit, and risk modeling techniques.
• Advanced Excel and financial modeling skills; experience with risk tools or systems (e.g., Moody’s, S&P, Bloomberg, PowerBI, Tableau, SAS).
• Strong communication and presentation skills; ability to influence non-financial stakeholders.
• Familiarity with accounting principles and regulatory risk standards (e.g., GAAP, Basel).
• Credit certification (e.g., CFA, FRM, CCRA) is a plus.

Seniority level

Associate

Employment type

Full-time

Job function

Accounting/Auditing, Finance, and Analyst

Industries

Banking, Investment Management, and Investment Banking

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Inferred benefits from the description for this job

• Medical insurance
• Vision insurance
• 401(k)

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