Senior Credit Analysis Manager & Portfolio Risk Lead

Guaranty Bank & Trust Company; Tupelo (MS); On-site; USD 80,000 - 110,000; Full time

Job summary

Guaranty Bank & Trust Company in Tupelo, MS seeks a Credit Analysis Manager to lead the credit analyst team and oversee end-to-end risk assessment for the loan portfolio. You will gather data from multiple systems to produce high-quality analyses that inform management decisions and ensure timely, accurate reporting.

The role emphasizes training analysts, maintaining accuracy, and cross-functional collaboration with management to continuously refine credit processes and maintain regulatory

Qualifications

• Bachelor's degree in accounting, finance, business, or related field.
• 5 years of experience in credit analysis or related area.

Responsibilities

• Supervise the credit analyst team and manage workflow.
• Oversee financial statement spreading and tax returns.
• Prepare credit memoranda and analyses for loan decisions.
• Conduct comprehensive credit analysis for portfolios and customers.
• Develop forecasting models and analytical tools for management.

Skills

Team leadership

Financial analysis

Credit analysis

Data mining

Education

Bachelor's degree in accounting, finance, or related field

Master’s degree or CPA preferred

Tools

Microsoft Excel

Financial spreading software

Data systems integration

Job description

Guaranty Bank & Trust Company in Tupelo, MS seeks a Credit Analysis Manager to lead the credit analyst team and oversee end-to-end risk assessment for the loan portfolio. You will gather data from multiple systems to produce high-quality analyses that inform management decisions and ensure timely, accurate reporting.

The role emphasizes training analysts, maintaining accuracy, and cross-functional collaboration with management to continuously refine credit processes and maintain regulatory