Senior Credit Acquisition Strategy Lead

Synchrony; Charlotte (NC); Hybrid; USD 115,000 - 200,000; Full time

Job summary

Synchrony is seeking an AVP Acquisition Credit Strategy to shape and oversee credit acquisition strategies for multiple clients. You will leverage advanced analytics to design, test and monitor strategies that balance growth with risk, while collaborating with client teams and implementation colleagues.

The role requires strong data analytics, communication and project management skills, with the flexibility to work from home, near a Hub, or in an office.

Qualifications

• Bachelor's degree in Economics, Mathematics, Physics, Statistics, or other quantitative field; or in lieu of a degree 6+ years experience with analytics in credit or fraud in the financial services industry.
• 3+ years’ experience with analytics in credit or fraud in the financial services industry
• 1+ year experience with a data tool such as SAS, Python and/or SQL
• 1+ year experience with Excel, ideally using advanced features such as pivot tables, macros, etc.

Responsibilities

• Develop, implement and monitor new account credit strategies that drive profitable growth while operating within the risk appetite
• Create strategies that minimize both Synchrony’s and the retail partners’ risks, while balancing the risk-reward tradeoff
• Use advanced analytics to build custom credit risk strategies, perform strategy validation, testing, implementation, and ongoing monitoring of key credit metrics
• Drive enhanced strategies using champion/challenger learnings to reduce credit risk and improve customer experience
• Proactively research and identify areas of opportunity for improvement, work closely with the client teams to identify client needs and customize strategies that are mutually beneficial
• Be able to communicate effectively by articulating strategy recommendations clearly and concisely during meetings
• Complete required strategy documentation and meet audit standards
• Work closely with implementation team to ensure strategy is implemented correctly through pre and post implementation validation
• May perform other duties and/or special projects as assigned

Skills

Analytics

Communication

Project management

Team collaboration

Data science / ML

Education

Bachelor's degree in Economics, Mathematics, Statistics or other quantitative field

6+ years analytics experience in credit or fraud (in lieu of degree)

Tools

SAS

Python

SQL

Excel (Pivot tables, macros)

Job description

Synchrony is seeking an AVP Acquisition Credit Strategy to shape and oversee credit acquisition strategies for multiple clients. You will leverage advanced analytics to design, test and monitor strategies that balance growth with risk, while collaborating with client teams and implementation colleagues.

The role requires strong data analytics, communication and project management skills, with the flexibility to work from home, near a Hub, or in an office.