Senior Credit & Accounts Receivable Analyst

PNY Technologies Inc.; New Jersey; On-site; USD 80,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) retirement plan

Bonuses

Paid holidays

Paid time off

Tuition reimbursement

529 college savings plan

Pet insurance

ID theft coverage

Job summary

PNY Technologies is seeking a Senior Credit & Accounts Receivable Analyst to manage customer financial accounts from onboarding and credit evaluation through billing, collections, and reconciliation.

This senior individual contributor partners across Finance, Sales, Customer Service, and Operations to manage credit exposure, resolve account issues, improve cash flow, and maintain strong customer relationships.

Qualifications

• 3–5 years in credit, accounts receivable, collections, or customer financial operations.
• Experience managing customer accounts, evaluating financial information, and resolving billing issues.
• Advanced Microsoft Excel proficiency and strong analytical and problem-solving skills.
• Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.

Responsibilities

• Customer Account Management: onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
• Credit & Risk Analysis: evaluate customer financial information, recommend credit limits and payment terms for management approval, and monitor credit exposure and credit holds.
• Credit Protection & Financing: support trade credit insurance and customer financing or payment-security arrangements, including letters of credit, factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
• Accounts Receivable & Collections: monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
• Cross-Functional Partnership: work with customers and internal teams to resolve financial issues, escalate significant risks, and support timely collection.
• Reporting & Process Improvement: maintain accurate ERP data, prepare account and risk reporting, support cash forecasting and working-capital management, and improve processes while following internal controls.

Skills

Credit & AR management

Financial analysis

Advanced Excel

Communication & organization

Education

Bachelor's degree in Finance, Accounting, Business Administration, or related field

Tools

Epicor ERP

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Senior Credit & Accounts Receivable Analyst

Finance New Jersey, Parsippany, NJ, US

4 days ago Requisition ID: 1391

Salary Range: $80,000.00 To $90,000.00 Annually

This position is based on-site in Parsippany, NJ. Relocation assistance is not available for this role.

Position Summary

PNY Technologies is seeking a Senior Credit & Accounts Receivable Analyst to manage customer financial accounts from onboarding and credit evaluation through billing, collections, and reconciliation. This senior individual contributor partners across Finance, Sales, Customer Service, and Operations to manage credit exposure, resolve account issues, improve cash flow, and maintain strong customer relationships.

What You'll Do

• Customer Account Management: Support customer onboarding, maintain accurate account records and approved payment terms, and serve as a Finance contact for assigned accounts.
• Credit & Risk Analysis: Evaluate customer financial information, recommend credit limits and payment terms for management approval, and monitor credit exposure and credit holds.
• Credit Protection & Financing: Support trade credit insurance and customer financing or payment-security arrangements, including letters of credit , factoring, floorplan financing, leasing, prepayments, bank credit arrangements, and escrow.
• Accounts Receivable & Collections: Monitor aging and past-due balances, reconcile accounts, and resolve billing discrepancies, deductions, short payments, and disputes.
• Cross-Functional Partnership: Work with customers and internal teams to resolve financial issues, **escalate** significant risks, and support timely collection.
• Reporting & Process Improvement: Maintain accurate ERP data, prepare account and risk reporting, support cash forecasting and working-capital management, and improve processes while following internal controls.

What You'll Bring

Required Qualifications

• 3-5 years of experience in credit , accounts receivable, collections, or customer financial operations.
• Experience managing customer accounts, evaluating financial information, and resolving billing or payment issues.
• Advanced Microsoft Excel proficiency and strong analytical and problem-solving skills.
• Excellent communication, organization, and follow-through, with the ability to balance customer relationships and financial risk.

Preferred Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Knowledge of trade credit insurance and/or experience with commercial or standby letters of credit .
• Familiarity with customer financing and payment-security arrangements.
• ERP experience: Epicor is a plus.
• Experience in technology, manufacturing, distribution, or wholesale, with exposure to cash forecasting, working-capital management, or process improvement.

Compensation:

The base salary range for this position is 80,000.00 to $90,000.00; the exact salary depends on several factors such as experience, skills, education, and budget.

Benefits Overview:

We offer a competitive benefits package that includes medical, dental, vision, basic life and AD&D coverage, short- and long-term disability, a 401(k) retirement plan, annual discretionary salary increases and bonuses. Employees receive paid company holidays, paid time off, and access to company-paid training. Optional benefits include tuition reimbursement, a 529 college savings plan, pet insurance, legal and ID theft coverage, and other voluntary insurance plans.