Senior CRE Risk Reviewer: Appraisal & Compliance

Citizens; Boston (MA); On-site; USD 117,000 - 156,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Retirement benefits

Education reimbursement

Wellness programs

Flexible work arrangements

Paid time off policy exceeds local/nat

Job summary

Citizens in Boston seeks a Senior Risk Reviewer to independently review high-complexity commercial real estate appraisals and ensure compliance with USPAP, FIRREA, and OCC guidelines.

You will manage risk for a geographic market, supervise processes, perform cash flow analyses, and coordinate with Relationship Managers, Credit Officers, and vendors to maintain accurate, well-documented appraisals.

Qualifications

• Bachelor's Degree or Greater is required.
• Certified General Real Estate Appraiser or equivalent appraisal experience.
• MAI designation preferred.

Responsibilities

• Manage risks associated with the commercial real estate appraisal and evaluation process for a given geographic market and/or assigned lending groups.
• Supervisory responsibilities may include administrative supervision and required process oversight, including adherence to internal policies and procedures to ensure regulatory compliance and appraisal industry requirements for assignments.
• Real estate risk identification, quantification and consulting (including discounted cash flow analysis) for various lending and credit functions.
• Perform independent commercial real estate appraisal reviews of high complexity/risk properties including memorializing such review in a comprehensive written format for internal customers.
• Assist in the scoping and engagement of commercial appraisal/evaluation assignments, including third-party vendor selection, analysis type, report content, report format and contract authorization.
• Interact with senior management of Wholesale Credit Risk and Commercial Lending regarding projects, especially for properties with higher risk or identified appraisal issues.

Skills

Risk Assessment

Regulatory Environment

Due Diligence

Critical Thinking

Analytical Reasoning

Building Relationships

Communicating Effectively

Advising

Risk Exposure Calculation

Education

Bachelor's Degree or Greater

Certified General Real Estate Appraiser or equivalent appraisal experience

MAI preferred

Tools

Word

Excel

Access

Job description

Citizens in Boston seeks a Senior Risk Reviewer to independently review high-complexity commercial real estate appraisals and ensure compliance with USPAP, FIRREA, and OCC guidelines.

You will manage risk for a geographic market, supervise processes, perform cash flow analyses, and coordinate with Relationship Managers, Credit Officers, and vendors to maintain accurate, well-documented appraisals.