Senior CRE Portfolio Manager - Credit & Risk

UMB Bank; Denver (CO); On-site; USD 82,000 - 120,000; Full time

Job summary

UMB Bank in Denver is seeking a Portfolio Manager II for the Real Estate Group to manage credit risk in a CRE loan portfolio >$5M. You will perform underwriting, annual reviews, covenant testing, extensions, and non-performing loan management while partnering with Relationship Managers.

The role requires strong credit analysis, communication, and proficiency with MS Office and CRE loan software. Includes client contact and portfolio oversight responsibilities.

Qualifications

• Bachelor’s degree in Business, Accounting, Finance, Real Estate or related fields.
• 3+ years commercial real estate experience including credit analysis/underwriting.
• Current valid driver’s license.
• Preferred: 5+ years CRE experience including credit analysis/underwriting, and 2+ years of commercial banking experience.

Responsibilities

• Partner with Relationship Managers to effectively lead the oversight and management of an assigned portfolio of CRE loans/relationships.
• Perform credit underwriting duties for existing client relationships for assigned portfolio, including detailed credit analysis for annual reviews, modifications/extensions, and pricing considerations.
• Prepare and present credit packages for credit and loan committee review and approval of annual reviews, modifications, renewals, and other requests.
• Monitor and document covenant compliance in accordance with loan documents and bank policy.
• Recognize and manage early warning signs for the portfolio through analysis of borrower/guarantor performance and financial statements.
• Provide recurring customer service to existing and prospective clients.
• Perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE.
• Other duties as assigned.

Skills

Communication skills

Credit underwriting

Financial statement analysis

Loan structuring

Covenant testing

Relationship management

MS Office proficiency

GCF analysis

Advanced Excel

Real estate markets knowledge

Policy interpretation

Credit risk assessment

Education

Bachelor’s degree in Business, Accounting, Finance, Real Estate or related fields

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

FIS Loan Accounting System

Job description

UMB Bank in Denver is seeking a Portfolio Manager II for the Real Estate Group to manage credit risk in a CRE loan portfolio >$5M. You will perform underwriting, annual reviews, covenant testing, extensions, and non-performing loan management while partnering with Relationship Managers.

The role requires strong credit analysis, communication, and proficiency with MS Office and CRE loan software. Includes client contact and portfolio oversight responsibilities.