Senior CRE Credit Risk Lead – Multifamily

Testing Site - JPMC; Irvine (CA); On-site; USD 150,000 - 230,000; Full time

Job summary

JPMorgan Chase is seeking a Lead Credit Officer in the Credit Risk team to evaluate risks and interpret data for multifamily and other commercial real estate loans ranging from $1 million to $25 million+ in a fast-paced environment. You will mentor junior staff and collaborate with sales, processing, closing, and legal teams to ensure strong risk management and regulatory compliance.

The role emphasizes expert credit analysis, stakeholder communication, and staying ahead of industry trends to

Qualifications

• Bachelor's degree in a business or finance concentration.
• 7 years of experience in commercial real estate lending, credit analysis, or loan workouts.
• Thorough understanding of multifamily real estate property valuations and cash flow analysis.
• Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements.
• Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining attention to detail.
• Excellent verbal and written communication and problem-solving skills.
• Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed.
• Familiarity with regional commercial real estate markets and municipal regulations.
• Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems.

Responsibilities

• Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate
• Evaluate and manage risks in complex transactions
• Mentor for more junior Credit Analysts and Credit Officers
• Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal
• Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities
• Apply data analysis techniques to interpret results and provide insights and recommendations to management
• Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
• Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge

Skills

Analytical skills

Credit analysis

Communication skills

Regulatory knowledge

Leadership

Data interpretation

MS Office

Education

Bachelor's degree in business or finance

Advanced degree (preferred)

Tools

Proprietary credit risk tools

MS Excel

PowerPoint

Data analysis tools

Job description

JPMorgan Chase is seeking a Lead Credit Officer in the Credit Risk team to evaluate risks and interpret data for multifamily and other commercial real estate loans ranging from $1 million to $25 million+ in a fast-paced environment. You will mentor junior staff and collaborate with sales, processing, closing, and legal teams to ensure strong risk management and regulatory compliance.

The role emphasizes expert credit analysis, stakeholder communication, and staying ahead of industry trends to