Senior CRE & Construction Lending Leader (Hybrid)

NASB Financial, Inc.; Kansas City (MO); Hybrid; USD 180,000 - 280,000; Full time

Benefits offered by this job

Comprehensive health insurance

401(k) with employer match

Generous PTO including holidays

Mortgage and banking benefits

Internal training and development

Job summary

North American Savings Bank (NASB) seeks a SVP, Senior Credit Officer for CRE & Construction Lending in Kansas City. You will lead the credit risk function, oversee underwriting standards, and drive governance across the commercial real estate portfolio.

You will mentor lending teams, manage risk frameworks, and collaborate with executives to align strategy with market conditions while ensuring regulatory compliance and portfolio quality.

Qualifications

• 15+ years commercial banking experience with CRE and construction focus.
• 10+ years credit leadership experience.
• Deep expertise in underwriting, portfolio management, and risk governance.

Responsibilities

• Lead credit analyst team and oversee day-to-day underwriting operations.
• Review and approve credit memorandums and complex transactions.
• Ensure timely, accurate assessment of CRE and construction loans.
• Maintain underwriting standards and credit quality.
• Develop and maintain credit risk framework, policies, and concentration limits.
• Monitor KRIs, rating migration, delinquency, and emerging risks.
• Contribute to CECL/ACL analysis and reserve adequacy.
• Provide credible challenge and participate in credit committees.
• Analyze portfolio performance, concentrations, and market trends.
• Conduct stress testing and sensitivity analysis.
• Track policy exceptions and identify systemic risk issues.
• Report to senior management, Audit Committee, and Board.
• Oversee underwriting for residential construction and development, SFR, BTR, multifamily, and CRE build-to-suit projects.

Skills

CRE Lending

Construction Lending

Credit Leadership

Underwriting

CECL

Stress Testing

Governance

Regulatory Reporting

Credit Risk Management

Job description

North American Savings Bank (NASB) seeks a SVP, Senior Credit Officer for CRE & Construction Lending in Kansas City. You will lead the credit risk function, oversee underwriting standards, and drive governance across the commercial real estate portfolio.

You will mentor lending teams, manage risk frameworks, and collaborate with executives to align strategy with market conditions while ensuring regulatory compliance and portfolio quality.