Senior Counsel — Home Equity & Consumer Finance

Splitero; San Diego (CA); On-site; USD 240,000 - 300,000; Full time

Benefits offered by this job

OneTeam Culture

Generous Resources

Premium Healthcare

Flexible PTO and Parental Leave

Job summary

Splitero seeks an Associate General Counsel to own the end-to-end home equity origination process, partnering with origination, marketing, product, and operations to keep a fast-growing consumer finance business compliant and agile.

The role requires 7+ years of legal experience, a JD with US bar admission, and strong expertise in consumer finance regulation, privacy, and contract negotiations, with a capacity to deliver clear guidance under pressure.

Qualifications

• 7+ years of legal experience in loan origination or consumer finance.
• JD required with active US bar membership.
• Strong knowledge of consumer protection, UDAAP, fair lending.
• Experience drafting/negotiating vendor, title, escrow, or transaction agreements.
• Experience handling privacy and data security (GLBA/CCPA).
• Ability to provide clear, pragmatic legal guidance under time pressure.

Responsibilities

• Serve as primary legal counsel for end-to-end homeowner origination lifecycle (marketing to servicing).
• Advise on federal/state regulatory compliance impacting home equity and consumer finance products.
• Own consumer finance compliance matters including UDAAP and fair lending.

Skills

Regulatory expertise

Consumer finance

Contract negotiation

Litigation management

Privacy & data security

Cross-functional collaboration

Education

J.D. degree

Bar admission (US)

Job description

Splitero seeks an Associate General Counsel to own the end-to-end home equity origination process, partnering with origination, marketing, product, and operations to keep a fast-growing consumer finance business compliant and agile.

The role requires 7+ years of legal experience, a JD with US bar admission, and strong expertise in consumer finance regulation, privacy, and contract negotiations, with a capacity to deliver clear guidance under pressure.