Senior Counsel: Digital Assets & Payments

U.S. Bank; New York (NY); On-site; USD 194,000 - 229,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and retirement plan

Paid vacation and holidays

Parental leave

Job summary

U.S. Bank is seeking an experienced attorney to join its Law Division, supporting the Digital Assets and Money Movement team. The role centers on providing legal, product, and regulatory guidance for innovative digital asset and payments initiatives, spanning strategy, design, and deployment.

You will collaborate with business lines, risk, compliance, technology, and government relations to navigate evolving regulatory frameworks and emerging technologies in a fast-paced environment.

Qualifications

• J.D. and active bar membership in good standing.
• 7+ years of legal experience, preferably in financial services, fintech, payments, or regulatory counseling.
• Experience in a law firm or in-house legal department.
• Background in payments, money movement, technology, trust and custody or with digital currency related legal issues.

Responsibilities

• Interpret and advise on the GENIUS Act and implementing regulations, as well as other applicable and emerging laws, regulations, and supervisory guidance relevant to digital assets, blockchain, and money movement.
• Monitor and assess regulatory and legislative developments and evaluate their impact on enterprise strategy, product design, and operations.
• Provide legal support across the digital asset product lifecycle, including structuring, risk assessment, and commercialization of new and emerging offerings.
• Partner with business, risk, and technology teams to identify and mitigate legal and regulatory risks associated with digital asset and payments activities.
• Support development of risk management strategies for emerging business models, including regulatory, operational, BSA/AML, cyber, and financial risks.
• Assist with the review and negotiation of commercial agreements, including vendor, technology, and strategic partnership contracts.
• Educate and advise Law Division and business leaders on legal risks, opportunities, and industry best practices

Skills

Legal experience

Cross-functional work

Communication skills

Collaborative mindset

Education

J.D. and bar admission

Job description

U.S. Bank is seeking an experienced attorney to join its Law Division, supporting the Digital Assets and Money Movement team. The role centers on providing legal, product, and regulatory guidance for innovative digital asset and payments initiatives, spanning strategy, design, and deployment.

You will collaborate with business lines, risk, compliance, technology, and government relations to navigate evolving regulatory frameworks and emerging technologies in a fast-paced environment.