Senior Counsel - Consumer & SMB Banking & Lending

Valley National Bank; New York (NY); In loco; USD 180.000 - 240.000; Tempo pieno

Descrizione del lavoro

Valley National Bank seeks an experienced in‑house Legal Counsel to support SMB lending, private banking, and residential mortgage products. You will draft, negotiate, and review loan documents, advise on collateral structures, and navigate UCC matters with risk and operations teams.

Applicants must have a JD, active bar admission, and at least six years of relevant lending/financial services experience, including in‑house experience at a financial institution.

Competenze

• Demonstrated ability to collaborate with cross‑functional teams and provide practical legal advice.
• Strong written and oral communication skills with the ability to negotiate complex documents.

Mansioni

• Provide legal counsel to SMB lending and credit teams on commercial loans and credit facilities.
• Draft, review, and negotiate standardized loan documents including agreements, notes, guarantees, and security documents.
• Advise on collateral structures, UCC Article 9 matters, lien priority, and enforcement for lending programs.
• Support origination, servicing, and collections of consumer and residential mortgage lending products.
• Ensure compliance with applicable laws and regulations (e.g., TILA, RESPA, ECOA, FCRA).
• Collaborate with risk, operations, and lending teams to ensure efficient and compliant transaction execution.

Conoscenze

Interpersonal skills

Communication

Attention to detail

Formazione

Juris Doctor (JD)

Descrizione del lavoro

Valley National Bank seeks an experienced in‑house Legal Counsel to support SMB lending, private banking, and residential mortgage products. You will draft, negotiate, and review loan documents, advise on collateral structures, and navigate UCC matters with risk and operations teams.

Applicants must have a JD, active bar admission, and at least six years of relevant lending/financial services experience, including in‑house experience at a financial institution.