Senior Counsel – Banking Regulation & Fintech Innovation

U.S. Bank; New York (NY); On-site; USD 215,000 - 253,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

Adoption assistance

Job summary

U.S. Bank is seeking an experienced attorney to join its Operations, Technology and Regulatory Team, supporting strategic enterprise innovation initiatives and core banking regulatory matters.

The role sits at the intersection of banking regulation, fintech, digital assets, payments, and corporate strategy, providing legal counsel on prudential regulation and corporate activities. You will collaborate with business leaders, risk management, compliance, and regulators to translate complex

Qualifications

• J.D. from an accredited law school.
• Active bar membership in good standing.
• 10+ years of legal experience in a law firm, financial institution, fintech, regulatory agency, or combination thereof.
• Significant experience advising on banking, financial services, payments, fintech, technology, corporate regulatory, or related matters.
• Strong legal drafting, analytical, and issue-spotting capabilities.
• Experience advising on bank regulatory matters, including federal banking and bank holding company statutes, regulations, and supervisory guidance.
• Experience with digital assets, blockchain technology, tokenization, stablecoins, payments, money movement, custody, trust activities, or emerging financial technologies.
• Familiarity with securities, commodities, and investment management regulatory frameworks, including the Securities Act of 1933, Securities Exchange Act of 1934, Investment Company Act of 1940, and Investment Advisers Act of 1940.
• Experience working directly with federal banking regulators and participating in regulatory applications, approvals, examinations, or enforcement-related matters.
• Experience drafting comment letters, regulatory analyses, or policy advocacy materials.

Responsibilities

• Provide legal counsel regarding core federal banking laws and regulations, including prudential, safety and soundness, corporate governance, affiliate transaction, investment, and permissible activity requirements.
• Assist with regulatory approvals, applications, notices, and filings involving new activities, products and services, mergers and acquisitions, investments, and other strategic transactions.
• Draft legal memoranda, regulatory analyses, enterprise policies, procedures, and governance documents.
• Provide regulatory interpretation and guidance to Law Division attorneys, business lines, Corporate Risk, Compliance, Audit, Government Relations, and other enterprise stakeholders.
• Support enterprise regulatory change management efforts and evaluate evolving regulatory requirements on business operations.

Skills

Collaborative

Curious

Strategic

Creative

Engaged

Effective Communicator

Strong Judgment

Education

J.D. from an accredited law school

Job description

U.S. Bank is seeking an experienced attorney to join its Operations, Technology and Regulatory Team, supporting strategic enterprise innovation initiatives and core banking regulatory matters.

The role sits at the intersection of banking regulation, fintech, digital assets, payments, and corporate strategy, providing legal counsel on prudential regulation and corporate activities. You will collaborate with business leaders, risk management, compliance, and regulators to translate complex