Senior Bank Regulatory Counsel & Strategic Advisor

Santander US; New York (NY); On-site; USD 158,000 - 265,000; Full time

Job summary

Santander US is seeking an experienced Senior Bank Regulatory Attorney to join our bank regulatory practice and provide strategic legal counsel on a broad range of U.S. banking laws, regulations, and supervisory matters.

The ideal candidate will have 10+ years of experience advising financial institutions on complex regulatory issues, including BHCA and FRB/OCC frameworks. This role serves as a trusted advisor to senior management and risk partners, with responsibilities spanning regulatory

Qualifications

• Juris Doctor (J.D.) degree from an accredited law school. Required.
• Active membership in good standing with at least one U.S. state bar. -Required.
• 10+ years of relevant legal experience in bank regulatory law, gained at a major law firm, financial institution, regulatory agency, or a combination thereof. -Required.
• Demonstrated experience advising senior executives and business stakeholders on complex regulatory matters.
• Strong understanding of banking governance, prudential regulation, affiliate transactions, capital and liquidity considerations, and supervisory expectations.
• Excellent legal analysis, drafting, communication, and stakeholder management skills.
• Ability to manage complex regulatory issues in a fast-paced environment.
• Experience working with or advising foreign banking organizations (FBOs), international banking groups, or cross-border banking operations. -Preferred.

Responsibilities

• Provide legal advice and strategic guidance regarding U.S. banking laws, regulations, and supervisory expectations applicable to bank holding companies, national banks, and foreign banking organizations.
• Advise on matters arising under the Bank Holding Company Act, including permissible activities, control determinations, investments, acquisitions, divestitures, and corporate governance considerations.
• Interpret and advise on requirements under the Dodd-Frank Act, including prudential standards, resolution planning, recovery planning, and related regulatory obligations.
• Counsel on Regulation W, Regulation Y, and Regulation K.
• Provide legal support for interactions with federal banking regulators (Fed, OCC, FDIC).
• Advise on regulatory implications of new products, services, business initiatives, and organizational changes.
• Review and analyze proposed legislation, regulatory developments, supervisory guidance, and provide actionable recommendations to senior business leaders.
• Support mergers, acquisitions, restructurings, branch activities, and other corporate transactions requiring regulatory approvals.

Skills

Legal analysis

Drafting

Stakeholder management

Regulatory compliance

Education

Juris Doctor (J.D.) degree

Tools

Microsoft Office

Job description

Santander US is seeking an experienced Senior Bank Regulatory Attorney to join our bank regulatory practice and provide strategic legal counsel on a broad range of U.S. banking laws, regulations, and supervisory matters.

The ideal candidate will have 10+ years of experience advising financial institutions on complex regulatory issues, including BHCA and FRB/OCC frameworks. This role serves as a trusted advisor to senior management and risk partners, with responsibilities spanning regulatory