Senior Corporate Finance Underwriter — Complex Credit

Northwest Bank; Warren (Warren County); On-site; USD 90,000 - 135,000; Full time

Job summary

Northwest Bank is seeking a Corporate Finance Analyst/Associate/Senior Associate to act as the primary underwriter for complex relationships in the large corporate and middle-market portfolio. The role requires in-depth qualitative and quantitative analysis at client, industry and macro levels, with senior leadership guidance on credit structures.

Regular client contact and potential involvement in loan syndication materials are expected. The level (Analyst, Associate or Sr.

Qualifications

• Bachelor's degree in Finance, Accounting, or related field.
• 5–6 years in credit underwriting in the Corporate Finance sector.

Responsibilities

• Prepare detailed credit memorandum for complex lending relationships
• Complete comprehensive analysis on client financial statements
• Recommend proper loan structure, including covenant formulas and definitions
• Identify credit strengths, weaknesses, risks and mitigating factors
• Determine the required scope for underwriting and due diligence based on client risk profile
• Participate in joint calls with Relationship Managers
• Maintain a working knowledge of macroeconomic factors affecting markets
• Identify and track loan and credit policy exceptions
• Monitor ongoing risk in the portfolio and recommend actions
• Prepare annual or quarterly reviews for relationships within the portfolio
• Recommend and defend appropriate risk ratings
• Review and negotiate legal documentation with outside bank counsel
• Develop financial statement forecasts and enterprise valuations
• Ensure compliance with Northwest's policies and regulations
• Navigate Microsoft Office and department software to maximize efficiency
• Work as part of a team
• Work with on-site equipment

Skills

Credit analysis

Financial statement analysis

Loan structuring

Risk assessment

Underwriting

Due diligence

Macroeconomic awareness

Client management

Teamwork

Excel

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Microsoft Office

Job description

Northwest Bank is seeking a Corporate Finance Analyst/Associate/Senior Associate to act as the primary underwriter for complex relationships in the large corporate and middle-market portfolio. The role requires in-depth qualitative and quantitative analysis at client, industry and macro levels, with senior leadership guidance on credit structures.

Regular client contact and potential involvement in loan syndication materials are expected. The level (Analyst, Associate or Sr.