Senior Consumer Underwriter Lead

Origin Bank; Jackson (MS); On-site; USD 85,000 - 115,000; Full time

Job summary

Origin Bank is seeking an experienced Consumer Loan Underwriter Supervisor in Mississippi to manage centralized underwriting of consumer credits up to $3,000,000 and supervise the consumer underwriting team within the Business/Consumer Lending Services Department.

The role emphasizes deep knowledge of credit scoring, policy development, and regulatory compliance, with leadership and reporting duties to support profitability and risk management in a bank-focused environment.

Qualifications

• Bachelor's degree in Accounting or Finance
• 8–10 years related credit experience in banking/financial industry
• Strong knowledge of consumer credit scoring and underwriting practices

Responsibilities

• Develops and administers centralized consumer lending processes including approving loans up to $3,000,000
• Supervises consumer underwriter staff and ensures training and productivity
• Ensures compliance with Fair Lending and regulatory requirements
• Provides reporting and data for Compliance, Audit, and Examiners
• Develops policies to improve efficiency and profitability in consumer lending

Skills

Underwriting expertise

Credit risk assessment

Leadership

Regulatory compliance

Data analysis

Education

Bachelor's degree in Accounting or Finance

Tools

Microsoft Word

Excel

PowerPoint

QuickBooks

Job description

Origin Bank is seeking an experienced Consumer Loan Underwriter Supervisor in Mississippi to manage centralized underwriting of consumer credits up to $3,000,000 and supervise the consumer underwriting team within the Business/Consumer Lending Services Department.

The role emphasizes deep knowledge of credit scoring, policy development, and regulatory compliance, with leadership and reporting duties to support profitability and risk management in a bank-focused environment.