Senior Consumer Credit Leader: Policy, Risk & Growth

Oregon State Credit Union; Corvallis (MT); Hybrid; USD 114,000 - 120,000; Full time

Benefits offered by this job

Competitive wages

Bonus programs

Paid holidays and vacation

Medical, dental, vision insurance

401k match

Flex spending & Health savings plans

Membership perks

Job summary

Oregon State Credit Union is seeking a Consumer Credit Administrator in Corvallis to lead credit governance and underwriting standards. You will drive policy development, risk management and strong portfolio performance while collaborating with lending, risk, finance and operations teams to ensure sound credit decisions.

The role emphasizes strategic leadership, regulatory compliance, and a focus on sustainable growth and member service in a hybrid work environment.

Qualifications

• Requires five+ years in consumer lending, credit risk or credit administration.
• Experience shaping credit policy and monitoring portfolio performance.
• Strong knowledge of consumer lending regulations and compliance.
• Familiarity with direct, indirect, unsecured lending and credit cards.

Responsibilities

• Partner with Consumer Lending, Risk, Finance and Operations to align credit policy with business objectives.
• Develop and refine credit policies, underwriting standards and governance frameworks.
• Monitor portfolio performance and guide credit decisioning strategies.
• Foster a balanced credit culture that supports risk management and member service.

Skills

Credit risk analysis

Portfolio management

Strategic leadership

Communication skills

Consumer lending experience

Education

Bachelor’s degree in Business/Finance/Economics

Tools

Automated underwriting systems

Credit decisioning tools

Job description

Oregon State Credit Union is seeking a Consumer Credit Administrator in Corvallis to lead credit governance and underwriting standards. You will drive policy development, risk management and strong portfolio performance while collaborating with lending, risk, finance and operations teams to ensure sound credit decisions.

The role emphasizes strategic leadership, regulatory compliance, and a focus on sustainable growth and member service in a hybrid work environment.