Senior Consumer Credit Examiner — Regulatory Compliance

State-of-Maine; Gardiner (ME); On-site; USD 52,000 - 72,000; Full time

Benefits offered by this job

Health Insurance Coverage

Retirement Plan

Gym Membership Reimbursement

Job summary

The State of Maine is seeking a Senior Consumer Credit examiner in Gardiner, ME. This professional role involves licensing and examining non-bank mortgage lenders and sales finance companies to ensure compliance with state and federal lending laws.

Responsibilities include writing examination reports, preparing documents for administrative hearings with the Attorney General's office, and traveling out of state for training and examinations of larger companies.

Qualifications

• 1 year experience in examination of credit agency policies and practices.
• Bachelor's Degree required or substituted education/experience per policy.

Responsibilities

• Write examination reports.
• Travel out of state for training and examinations of larger companies.
• Work with the Attorney General's office to prepare documents and testimony for administrative hearings.
• Review loan files to determine compliance with lending laws and determine restitution amounts as needed.
• Recommend changes in lending laws and take enforcement actions to revoke licenses.

Skills

Experience in consumer lending

Lending laws knowledge (Maine)

Lending laws knowledge (federal)

Written communication

Data analysis

Education

Bachelor's degree

Job description

The State of Maine is seeking a Senior Consumer Credit examiner in Gardiner, ME. This professional role involves licensing and examining non-bank mortgage lenders and sales finance companies to ensure compliance with state and federal lending laws.

Responsibilities include writing examination reports, preparing documents for administrative hearings with the Attorney General's office, and traveling out of state for training and examinations of larger companies.