Senior Compliance Strategist (Remote) – Risk & AI-Driven

Bread Financial Payments, Inc; Ohio; Hybrid; USD 81,000 - 130,000; Full time

Job summary

Bread Financial seeks a Senior Compliance Specialist to act as a trusted advisor on consumer regulatory compliance, with emphasis on digital platforms, credit acquisition channels, and financing programs. The role partners with business units to identify regulatory requirements, assesses risks, and guides compliant product and customer experiences using data analytics and AI-enabled tools.

Hybrid/remote work is available with occasional in-office days.

Qualifications

• Must have High School Diploma.
• 5-8 years experience in consumer credit, banking compliance, or related field.
• Bachelor’s Degree in Business or equivalent education.
• Advanced degree in law.
• Certified Regulatory Compliance Manager (CRCM).
• Certified Enterprise Risk Professional (CERP).
• 6+ years in Consumer Credit Lending and Banking Compliance.

Responsibilities

• Guides on risk mitigation, policy implementation, and legal research. Presents risk implications to leadership.
• Conducts risk assessments and regulatory change management. Balances strategic and tactical projects.
• Ensures initiatives comply with laws. Drives risk-based solutions and educates on Enterprise Risk Management and Compliance Management System framework.
• Collaborates on solutions to mitigate regulatory risks and guides business partners on compliance.

Skills

Regulatory Research

Decision Making

Change Management

Risk Management

Clear Written Communication

Issue Identification

Solution-Oriented

AI Tool Fluency

Education

Bachelor’s Degree in Business or equivalent education

Advanced degree in law

Certified Regulatory Compliance Manager (CRCM)

Certified Enterprise Risk Professional (CERP)

Job description

Bread Financial seeks a Senior Compliance Specialist to act as a trusted advisor on consumer regulatory compliance, with emphasis on digital platforms, credit acquisition channels, and financing programs. The role partners with business units to identify regulatory requirements, assesses risks, and guides compliant product and customer experiences using data analytics and AI-enabled tools.

Hybrid/remote work is available with occasional in-office days.