Senior Commercial Underwriter (Remote, Part-Time)

Micro1; United States; Remote; USD 69,000 - 110,000; Part time

Job summary

micro1 is seeking experienced Senior Commercial Underwriters for a remote, part-time contractor role across the United States and Canada. You will assess commercial insurance risks, price and quote coverage, and support underwriting decisions with clear, data-driven reasoning.

Strong understanding of products, loss histories, and risk factors is essential. Qualified candidates have 5+ years in underwriting, can review operations and exposures, and will work remotely in North America.

Qualifications

• 5+ years of professional experience in commercial insurance underwriting.
• Experience pricing and quoting commercial insurance risks.
• Solid understanding of commercial insurance products, coverage structures, and underwriting principles.
• Experience evaluating loss histories and business exposures.
• Able to make well-supported underwriting decisions and communicate the reasoning behind them.

Responsibilities

• Assess commercial insurance risks by reviewing business operations, exposures, and underwriting information.
• Evaluate risk profiles, loss histories, and coverage requirements to support underwriting decisions.
• Determine appropriate coverage terms, conditions, and pricing based on risk characteristics.
• Prepare and review commercial insurance quotes, ensuring accuracy and consistency with guidelines.
• Identify underwriting concerns, coverage gaps, and factors affecting risk acceptability.
• Explain underwriting decisions clearly using professional judgment in complex scenarios.

Skills

Underwriting

Risk assessment

Pricing

Quoting

Communication

US/Canada base

Job description

micro1 is seeking experienced Senior Commercial Underwriters for a remote, part-time contractor role across the United States and Canada. You will assess commercial insurance risks, price and quote coverage, and support underwriting decisions with clear, data-driven reasoning.

Strong understanding of products, loss histories, and risk factors is essential. Qualified candidates have 5+ years in underwriting, can review operations and exposures, and will work remotely in North America.