Senior Commercial Underwriter — Remote & Flexible

FourLeaf Federal Credit Union; New York (NY); Remoto; USD 106.000 - 128.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive 401k

Tuition reimbursement

Flexible work options

Volunteer opportunities

Water Cooler Chats with executive Te

Clubs & Sports

Food truck days

Descrizione del lavoro

FourLeaf Federal Credit Union in New York is seeking a Senior Commercial Underwriter to assess and decide on commercial loans, including complex C&I and construction deals, ensuring adherence to policy and credit standards. The role allows a remote setup.

You will analyze leases, tax returns, financial statements, and credit reports; prepare CAMs; maintain files; and mentor junior underwriters while supporting a fast-paced lending portfolio.

Competenze

• Bachelor’s Degree in Business/Finance (required).
• 5–9 years of relevant experience in commercial underwriting or lending.
• Strong analytical and risk assessment capabilities for owner-occupied CRE and C&I deals.

Mansioni

• Review and analyze commercial loan packages (leases, rent rolls, tax returns, financial statements, credit reports) to determine creditworthiness.
• Prepare financial statement spreads to support borrower analysis.
• Handle high-volume, complex deals including C&I and construction transactions with CAMs.
• Recommend risk ratings or credit restructuring as needed.
• Maintain underwriting files and ensure timely decisioning and closing of loans.
• Collaborate with legal counsel, relationship managers, and lending teams to ensure compliance.
• Support in loan sales processes by providing required documentation.

Conoscenze

Analytical skills

Credit underwriter experience

Commercial real estate knowledge

Formazione

Bachelor's Degree in Business/Finance

Descrizione del lavoro

FourLeaf Federal Credit Union in New York is seeking a Senior Commercial Underwriter to assess and decide on commercial loans, including complex C&I and construction deals, ensuring adherence to policy and credit standards. The role allows a remote setup.

You will analyze leases, tax returns, financial statements, and credit reports; prepare CAMs; maintain files; and mentor junior underwriters while supporting a fast-paced lending portfolio.