Senior Commercial Underwriter: Complex Deals & Risk Expert

Liberty Bank; Hartford (CT); On-site; USD 85,000 - 120,000; Full time

Job summary

Liberty Bank is seeking a Senior Commercial Underwriter to lead end-to-end credit evaluations for high-value loans, including commercial real estate, community banking, or resort finance. You will translate financial data into sound decisions, mentor staff, and expand expertise across lines of business.

Reporting to the Manager of Commercial Credit Underwriting, this role requires expert risk assessment, strong negotiation of terms, and proactive regulatory awareness to maintain risk appetite

Qualifications

• Bachelor’s degree in finance, accounting, business, or related field preferred.
• 7–10+ years of commercial underwriting experience with high risk or complex transactions.
• Expert-level financial analysis and risk assessment capabilities.

Responsibilities

• Lead high-level narratives and financial analyses for complex banking and real estate loan applicants.
• Formulate conclusions on sophisticated loan structures and covenants for large-scale deals.
• Manage annual reviews and ongoing oversight of high-risk portfolios with minimal supervision.
• Conduct deep-dive research into niche industries and emerging market trends.
• Review complex borrower requests and guide junior staff and Relationship Managers.

Skills

Credit risk management

Loan structuring

Regulatory compliance

Mentoring/coaching

Senior underwriting

Education

Bachelor’s degree in finance, Accounting, Business, or related field

Job description

Liberty Bank is seeking a Senior Commercial Underwriter to lead end-to-end credit evaluations for high-value loans, including commercial real estate, community banking, or resort finance. You will translate financial data into sound decisions, mentor staff, and expand expertise across lines of business.

Reporting to the Manager of Commercial Credit Underwriting, this role requires expert risk assessment, strong negotiation of terms, and proactive regulatory awareness to maintain risk appetite