Senior Commercial Risk Analyst, Lending Analytics

Stellantis Financial Services US; Dallas (TX); On-site; USD 110,000 - 150,000; Full time

Job summary

Stellantis Financial Services, Inc. in Dallas, TX, seeks a Senior Risk Analyst, Commercial Lending Analytics, to develop and calibrate dealer floorplan credit criteria and monitor performance across portfolios.

The role partners with Commercial Lending and Policy, building risk-rating models and early-warning indicators for portfolio health. Strong SQL/Python and 5+ years of analytics experience are required.

Qualifications

• Five years of data analytics or credit risk analytics experience required.
• Familiarity with financial statement analysis is strongly preferred.
• Proficiency in SQL, Fabric, Python, R or similar BI software.
• Strong Excel, Power BI and presentation skills for management reporting.
• Detail-oriented with problem solving and clear communication abilities.

Responsibilities

• Mine, process and analyze data using SQL, Fabric, R, Python, SAS, Power BI or similar tools.
• Develop and present analysis on performance, trends and projections to upper management.
• Prepare and distribute recurring and ad-hoc portfolio analysis and reporting.
• Build and recalibrate dealer risk-rating models and credit scorecards.
• Collaborate with lending and policy teams on calibration of lending criteria.
• Identify portfolio trends and KPIs related to dealer credit and inventory metrics.

Skills

SQL

Python

R

SAS

Power BI

Excel

Analytical thinking

Data analytics

Communication skills

Portfolio monitoring

Education

Bachelor’s Degree in Mathematics, Statistics, Economics, Computer Science, Finance, or other quantitative fields

Master's Degree and/or PhD in Mathematics, Statistics, Economics, Computer Science, Finance, or other quantitative fields

Tools

Fabric

MS Excel

Power BI

Job description

Stellantis Financial Services, Inc. in Dallas, TX, seeks a Senior Risk Analyst, Commercial Lending Analytics, to develop and calibrate dealer floorplan credit criteria and monitor performance across portfolios.

The role partners with Commercial Lending and Policy, building risk-rating models and early-warning indicators for portfolio health. Strong SQL/Python and 5+ years of analytics experience are required.