Senior Commercial Relationship Manager

United Community; Cleveland (TN); On-site; USD 85,000 - 110,000; Full time

Job summary

United Community in Cleveland, Tennessee seeks an experienced Commercial Banking professional to manage and grow profitable client relationships. You will analyze financial statements, structure loans, and coordinate with credit analysts to ensure profitable, compliant lending and cross-sell bank services.

The role requires three years of banking experience, strong communication, and a proactive, team-oriented approach.

Qualifications

• Bachelor’s degree in business, economics, finance, or accounting or an equivalent combination of education and experience
• Minimum three years’ banking experience in credit analysis or lending
• Ability to analyze complex financial statements
• Strong sales and negotiation skills
• Excellent verbal and written communication
• Proficient in Microsoft Office
• Completion of commercial analyst training program

Responsibilities

• Manage and retain profitable client relationships
• Develop new business through active calling on clients and prospects
• Develop and maintain a strong COI network
• Research and develop leads using Vertical IQ, Business Browser or other tools
• Manage individual production versus assigned goals
• Recommend structure, terms and rate for loans being underwritten
• Provide guidance to credit analysts
• Manage loan closing process including term sheets and commitment letters
• Ensure adherence to bank loan policies and procedures
• Evaluate risk to meet profitability standards
• Participate in community activities such as Chamber, Kiwanis, Rotary
• Perform quarterly check-ins with an effective staff management plan

Skills

Client relationship management

Sales and negotiation

Financial statement analysis

Credit analysis

Verbal and written communication

Teamwork

Education

Bachelor's degree in business, economics, finance, or accounting

Tools

Vertical IQ

Business Browser

Microsoft Office

Job description

United Community in Cleveland, Tennessee seeks an experienced Commercial Banking professional to manage and grow profitable client relationships. You will analyze financial statements, structure loans, and coordinate with credit analysts to ensure profitable, compliant lending and cross-sell bank services.

The role requires three years of banking experience, strong communication, and a proactive, team-oriented approach.