Senior Commercial Portfolio Manager - Credit & Analysis

Simmons Bank; Little Rock (AR); On-site; USD 85,000 - 120,000; Full time

Job summary

Simmons First National Corporation in Little Rock, AR seeks a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial banking. You will partner with commercial bankers to analyze creditworthiness, prepare write-ups, monitor portfolios, and assist clients through lending processes.

The role handles moderate to high-complexity credits with limited supervision, performing cash flow modeling, credit analysis, and ongoing portfolio reviews to ensure

Qualifications

• BS/BA Degree in Business, Accounting, Finance, or a related field required.
• 5-10 years prior applicable experience including credit analyst, commercial lender, or portfolio manager.
• MS Office programs, with intermediate to advanced proficiency in Microsoft Excel.
• Familiarity with bank operating systems (e.g., Loan Vantage, Synapsis, Synergy) or equivalent.

Responsibilities

• Prepare moderate to high-complexity credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees on new, renewal, and extension loans.
• Perform initial screening and underwriting of new lending opportunities developed by the commercial banker.
• Prepare memoranda and facilitate the underwriting of new transactions and/or renewals.
• Prepare cash flow models for credit decisions.
• Analyze information statements and related material; prepare summaries and present facts concerning credit-worthiness.

Skills

Credit analysis

Underwriting

Portfolio management

Financial modeling

MS Excel

Financial statements

Education

BS/BA in Business, Finance, or related field

Tools

Financial spreading software

Loan Vantage

Synapsis

Synergy

Job description

Simmons First National Corporation in Little Rock, AR seeks a Portfolio Manager III to provide analytical, underwriting, and portfolio management support for commercial banking. You will partner with commercial bankers to analyze creditworthiness, prepare write-ups, monitor portfolios, and assist clients through lending processes.

The role handles moderate to high-complexity credits with limited supervision, performing cash flow modeling, credit analysis, and ongoing portfolio reviews to ensure