Senior Commercial Loan Officer II — Grow, Structure & Close

Traditional-Bank,-Inc.; Idle Hour (KY); On-site; USD 106,000 - 180,000; Full time

Job summary

Traditional Bank - Palumbo in Lexington, KY is seeking a COMMERCIAL LOAN OFFICER II (5+ years) to originate, underwrite, structure, and close commercial loans while servicing an existing portfolio. The role emphasizes relationship banking, adherence to lending regulations, and profitable pricing of new loan originations.

You will present loan requests to committees, monitor risk ratings, and collaborate with senior officers to handle larger or more complex loans, contributing to community

Qualifications

• Bachelor’s degree and 5+ years of related experience.
• 5–7 years in commercial and real estate lending.
• Ability to read, interpret business materials and regulations.
• Strong PC skills with Word/Excel.
• Excellent interpersonal and customer-relations abilities.

Responsibilities

• Develops and closes commercial and real estate loans within lending limits.
• Presents loan requests to appropriate committee.
• Monitors portfolio to ensure proper risk ratings and early problem identification.
• Supports profitability through pricing and cross-selling bank products.
• Maintains strong customer relationships and community involvement.

Skills

Lending knowledge

Interpersonal skills

PC proficiency

Word/Excel

Communication

Education

Bachelor’s degree

Tools

Microsoft Word

Microsoft Excel

Job description

Traditional Bank - Palumbo in Lexington, KY is seeking a COMMERCIAL LOAN OFFICER II (5+ years) to originate, underwrite, structure, and close commercial loans while servicing an existing portfolio. The role emphasizes relationship banking, adherence to lending regulations, and profitable pricing of new loan originations.

You will present loan requests to committees, monitor risk ratings, and collaborate with senior officers to handle larger or more complex loans, contributing to community