Senior Commercial Loan Officer

American-Bank; Covington (LA); On-site; USD 120,000 - 180,000; Full time

Job summary

American-Bank seeks an experienced lending executive to manage its commercial loan portfolio. You will lead a team of Commercial Loan Officers, source new business, and ensure accurate servicing and policy compliance.

You will review loan applications, develop strategies, monitor credit quality, and coordinate with auditors and regulators to support bank objectives and risk controls.

Qualifications

• Bachelor’s degree in business, finance, or related field; Master’s degree preferred.
• Active NMLS license and 10+ years lending experience.
• 5+ years in a management role with strong regulatory knowledge.

Responsibilities

• Lead a team of Commercial Loan Officers and drive portfolio growth.
• Source new clients and manage relationships with prospects.
• Review loan applications and ensure compliance and policy adherence.
• Develop lending strategies and monitor portfolio performance.
• Coordinate audits, exams, and communications with auditors and regulators.

Skills

Team leadership

Business development

Credit analysis

Regulatory compliance

Negotiation

Education

Bachelor’s degree in business/finance

Master’s degree or Graduate School of Banking preferred

Job description

Job Function: Responsible for managing the Bank’s commercial loan portfolio, overseeing a team of Commercial Loan Officers, and driving portfolio growth while ensuring regulatory compliance.

Responsibilities:

• Manage a team of Commercial Loan Officers
• Cultivate new business relationships and source prospective clients
• Assist the CLO in creation of guidelines and policies relating to the accurate and timely servicing of the institution’s commercial loan portfolio
• Participate in the review and approval of presented loan applications
• Maximize portfolio growth through effective planning, development, and implementation of lending strategies
• Review existing and new client relationships for credit quality, structure, and pricing
• Monitor and manage institution’s commercial portfolio and communicate performance and concerns to top management
• Develop and maintain manuals and references
• Stay abreast of regulations and legislation, as well as other political and policymaking events that directly affect the financial institution
• Conduct various assessments and audits to ensure department procedures are achieving accurate and desired results
• Interact with auditors, compliance, and examiners to assist in Bank reviews and examinations; address and ensure necessary changes or recommendations have been implemented
• Maintain open communication and partner effectively with other department managers
• Achieve department goals within defined timelines
• Perform ongoing training, review, and communicate current or developing industry topics or standards, policy changes, and regulations
• Provide effective performance management, including regular feedback, coaching, goal setting, and performance evaluations
• Consistently support the Bank and its core values
• Follow all policies and procedures
• Additional duties may be assigned by supervisor

Requirements:

• High school diploma or equivalent
• Bachelor’s degree in business administration, finance, or related field
• Master’s degree or Graduate School of Banking preferred
• 10+ years experience in lending and loan operations, administration, and policies and procedures
• 5+ years experience in a management role
• Active NMLS license
• Extensive knowledge of banking laws, regulations, policies, and procedures
• High level analytical skills
• Strong interpersonal, negotiation, and business development skills
• Excellent written and verbal communication
• Effective time management skills
• Intense attention to detail