Senior Commercial Lines Underwriter — Key Accounts

Cincinnati Insurance Company; Tennessee; On-site; USD 100,000 - 195,000; Full time

Benefits offered by this job

Annual cash bonus

Stock incentives

Job summary

The Cincinnati Insurance Company in Tennessee/Alabama seeks an experienced Commercial Lines Key Accounts underwriter to actively engage with agents and brokers, managing a multi-state book with applicants above $250,000 in new business and $500,000 for renewals.

Responsibilities include driving growth, negotiating renewals, mentoring junior underwriters, and partnering with field marketers to boost submissions while balancing risk and profitability within the company’s risk appetite.

Qualifications

• 5 years of construction underwriting experience in middle market and large accounts

Responsibilities

• Manage a territory of guaranteed cost and loss sensitive business as a life-cycle underwriter above $250,000 in New Business and $500,000 for renewals.
• Responsible for both new business production goals and a renewal book of business of our larger Key Accounts.
• Engage with partner agents and brokers that drive revenue with Key Account size business by promoting our company’s products and services.
• Work to strategically grow by partnering with our local field marketing reps to drive submission activity.
• Understand the agency planning process and impact of contingency/supplemental commission arrangements.
• Speak competently about relevant issues impacting contractors and how it impacts their risk management program.
• Evaluate and document contractor exposures and controls, analyzing actuarial loss models using both predictive analytics and a layered and excess loss approach.
• Price business to achieve positive returns within the framework of the organization’s risk appetite.
• Effectively negotiate renewals to achieve business unit goals, including rate/retention dynamics and policy terms and conditions.
• Proactively engage insureds in the assigned territory, developing and executing on stewardship service plans - addressing claims, loss control and RMIS service needs.
• Collaborate with, and mentor less experienced underwriters

Skills

Construction underwriting experience

Negotiation skills

Analytical thinking

Team collaboration

Travel willingness

Education

CPCU or other designations preferred

Job description

The Cincinnati Insurance Company in Tennessee/Alabama seeks an experienced Commercial Lines Key Accounts underwriter to actively engage with agents and brokers, managing a multi-state book with applicants above $250,000 in new business and $500,000 for renewals.

Responsibilities include driving growth, negotiating renewals, mentoring junior underwriters, and partnering with field marketers to boost submissions while balancing risk and profitability within the company’s risk appetite.