Senior Commercial Lender & Relationship Manager

Citizens Bank; Kilgore (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Vacation/Sick

Health/Dental/Vision

Life Insurance

Disability

401k/Profit Sharing

Job summary

Citizens Bank in Kilgore, Texas seeks a Commercial Lender with a proven track record in building client relationships and cross-selling banking products. The role emphasizes aggressive new business development, credit analysis, and effective loan structuring within a commercial banking environment.

The ideal candidate will have 5–10 years of credit-related lending experience, strong interpersonal and communication skills, and the ability to manage a portfolio while engaging in networking and

Qualifications

• Bachelor's degree in banking, finance or related field preferred.
• Formal credit training or underwriting knowledge experience preferred.
• Minimum 5–10 years of credit-related commercial bank lending experience.
• Ability to expand loans, client relationships and cross-sell bank products.
• Familiarity with sales, loan processing and closing processes.
• Excellent interpersonal and communication skills with portfolio management track record.

Responsibilities

• Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
• Builds and maintains relationships with a resulting high degree of customer satisfaction.
• Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Acts as the principal account and relationship manager for new and existing clients.
• Strong customer needs assessment and problem solving skills.
• Attends social, civic and networking events with current and prospective clients.
• Works well with other bank personnel to solve customer problems.
• It is expected that the incumbent shall perform other duties as determined by management.

Skills

Portfolio management

Client relationships

Cross selling

Interpersonal skills

Communication skills

Education

Bachelor's degree in banking, finance or related field

Job description

Citizens Bank in Kilgore, Texas seeks a Commercial Lender with a proven track record in building client relationships and cross-selling banking products. The role emphasizes aggressive new business development, credit analysis, and effective loan structuring within a commercial banking environment.

The ideal candidate will have 5–10 years of credit-related lending experience, strong interpersonal and communication skills, and the ability to manage a portfolio while engaging in networking and