Senior Commercial Lender & Growth Advisor

gpac; Germantown (TN); On-site; USD 80,000 - 140,000; Full time

Job summary

gpac is seeking a Commercial Lender to drive loan and deposit growth through business development, relationship management, and sound credit leadership. The role acts as senior producer and trusted advisor to middle-market clients, maintaining a high-quality portfolio aligned with risk appetite.

Responsibilities include origination, structuring, and closing complex facilities; presenting to loan committees; mentoring junior lenders; and partnering with analysts and leadership to deliver client

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or related field.
• 3–5 years of commercial lending experience with demonstrated production success.
• Experience presenting to loan committees and senior leadership.

Responsibilities

• Develop and execute a strategic plan to grow a profitable commercial loan and deposit portfolio.
• Originate, structure, and close complex commercial credit facilities across diverse industries.
• Serve as the primary relationship manager for middle-market and commercial clients.
• Proactively source new business through networking, referrals, and community involvement.
• Lead client conversations as a trusted financial advisor, offering tailored banking solutions.
• Analyze and interpret financial statements, cash flow, and industry trends to guide lending decisions.
• Present and defend credit recommendations to senior credit officers and/or loan committees.
• Maintain ongoing portfolio management, including risk rating accuracy, covenant compliance, and early identification of credit issues.
• Partner with credit analysts, portfolio managers, treasury management, and executive leadership to deliver comprehensive client solutions.
• Mentor junior lenders and support team development as needed.

Skills

Underwriting

Business development

Relationship management

Loan structuring

Negotiation

Strategic thinking

Leadership

Communication skills

Education

Bachelor's degree in Finance, Accounting, Business, or related field

Job description

gpac is seeking a Commercial Lender to drive loan and deposit growth through business development, relationship management, and sound credit leadership. The role acts as senior producer and trusted advisor to middle-market clients, maintaining a high-quality portfolio aligned with risk appetite.

Responsibilities include origination, structuring, and closing complex facilities; presenting to loan committees; mentoring junior lenders; and partnering with analysts and leadership to deliver client