Senior Commercial Lender - Grow Portfolios & Relationships

Tech Credit Union Corp.; Crown Point (IN); On-site; USD 80,000 - 100,000; Full time

Job summary

Tech Credit Union Corp. in Crown Point, IN is seeking an experienced Commercial Loan Officer to develop, manage, and grow a high-quality commercial loan portfolio, including commercial real estate, construction, and business loans.

This role emphasizes leveraging local market connections to originate, underwrite, and service loans while mentoring by senior staff. You will apply strong credit analysis, knowledge of lending regulations, and proficiency with loan origination systems to deliver

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or related field.
• 4-7 years of progressive commercial lending experience.
• Established commercial relationships and ability to originate and grow a loan portfolio.
• Proven record of originating and managing a diverse commercial loan portfolio.
• Strong credit analysis and financial statement interpretation skills.
• Knowledge of commercial real estate, C&I, and construction lending.
• Knowledge of lending regulations and compliance requirements.
• Proficiency with loan origination systems and Microsoft Office Suite.

Responsibilities

• Develop and maintain a strong portfolio of commercial loans, including CRE, construction, and business loans.
• Actively source new business through existing relationships, referrals, networking, and community involvement.
• Evaluate, structure, and underwrite commercial loan requests per policies and regulatory requirements.
• Analyze borrower financial statements, tax returns, and cash flow to determine creditworthiness and loan structure.
• Prepare written credit presentations and present recommendations to management or loan committee.
• Monitor loan portfolio performance to ensure quality, compliance, and timely renewals.
• Identify potential problem loans early and implement solutions with management.
• Ensure complete loan documentation and adherence to credit union and regulatory requirements.
• Provide exceptional service to business members and offer appropriate products and solutions.
• Collaborate with deposit and branch teams to deepen member relationships.
• Maintain a visible presence in the local business community to promote Tech Credit Union and expand relationships.
• Contribute to development and enhancement of lending policies and best practices.
• Stay informed of market trends, competitor activities, and economic conditions impacting lending.

Skills

Strong credit analysis

Financial statement interpretation

Loan origination

Relationship building

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Tools

Loan origination systems

Microsoft Office

Job description

Tech Credit Union Corp. in Crown Point, IN is seeking an experienced Commercial Loan Officer to develop, manage, and grow a high-quality commercial loan portfolio, including commercial real estate, construction, and business loans.

This role emphasizes leveraging local market connections to originate, underwrite, and service loans while mentoring by senior staff. You will apply strong credit analysis, knowledge of lending regulations, and proficiency with loan origination systems to deliver