COMMERCIAL LOAN OFFICER

Tech Credit Union; Crown Point (IN); On-site; USD 80,000 - 100,000; Full time

Job summary

Tech Credit Union Corp. in Crown Point, IN is seeking an experienced Commercial Loan Officer to develop, manage, and grow a high-quality commercial loan portfolio, including commercial real estate, construction, and business loans.

This role emphasizes leveraging local market connections to originate, underwrite, and service loans while mentoring by senior staff. You will apply strong credit analysis, knowledge of lending regulations, and proficiency with loan origination systems to deliver

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or related field.
• 4-7 years of progressive commercial lending experience.
• Established commercial relationships and ability to originate and grow a loan portfolio.
• Proven record of originating and managing a diverse commercial loan portfolio.
• Strong credit analysis and financial statement interpretation skills.
• Knowledge of commercial real estate, C&I, and construction lending.
• Knowledge of lending regulations and compliance requirements.
• Proficiency with loan origination systems and Microsoft Office Suite.

Responsibilities

• Develop and maintain a strong portfolio of commercial loans, including CRE, construction, and business loans.
• Actively source new business through existing relationships, referrals, networking, and community involvement.
• Evaluate, structure, and underwrite commercial loan requests per policies and regulatory requirements.
• Analyze borrower financial statements, tax returns, and cash flow to determine creditworthiness and loan structure.
• Prepare written credit presentations and present recommendations to management or loan committee.
• Monitor loan portfolio performance to ensure quality, compliance, and timely renewals.
• Identify potential problem loans early and implement solutions with management.
• Ensure complete loan documentation and adherence to credit union and regulatory requirements.
• Provide exceptional service to business members and offer appropriate products and solutions.
• Collaborate with deposit and branch teams to deepen member relationships.
• Maintain a visible presence in the local business community to promote Tech Credit Union and expand relationships.
• Contribute to development and enhancement of lending policies and best practices.
• Stay informed of market trends, competitor activities, and economic conditions impacting lending.

Skills

Strong credit analysis

Financial statement interpretation

Loan origination

Relationship building

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Tools

Loan origination systems

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

COMMERCIAL LOAN OFFICER

Crown Point, IN, US

2 days ago Requisition ID: 1152

Salary Range: $80,000.00 To $100,000.00 Annually

We are seeking an experienced Commercial Lender with strong local market relationships and a proven ability to develop and grow a commercial loan portfolio.

This individual will assist members in our Lake County market.

Tech Credit Union's mission is to provide our members with better options that guide them on the path to reach their financial goals throughout life's journey. We have created an environment that enables us to not only achieve our mission goal, but one that also provides a workplace that is friendly and progressive. We offer...

• A purpose-driven organization.
• Genuine care for our team members.
• A fun and professional company culture.
• Work-life balance.
• And more!

SUMMARY

The Commercial Loan Officer is responsible for developing, managing, and growing a high-quality commercial loan portfolio that supports Tech Credit Union's strategic goals and risk management standards. This individual will draw on their own established network of business relationships and ongoing business development efforts to originate, underwrite, and service a full range of commercial loans - including commercial real estate, construction, and business loans - while fostering strong relationships with current and prospective business members. The Commercial Loan Officer serves as a trusted financial partner to members and a mentor to junior lending staff.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Develop and maintain a strong portfolio of commercial loans, including commercial real estate, construction, and business loans.
• Actively source new business through existing relationships, referrals, networking, and community involvement.
• Evaluate, structure, and underwrite commercial loan requests in accordance with Tech Credit Union's policies, procedures, and regulatory requirements.
• Analyze borrower financial statements, tax returns, and cash flow to determine creditworthiness and appropriate loan structure.
• Prepare written credit presentations and make recommendations to management or the loan committee for approval.
• Monitor loan portfolio performance to ensure quality, compliance, and timely renewals.
• Identify potential problem loans early and work with management to implement appropriate solutions.
• Ensure complete and accurate loan documentation and adherence to all credit union and regulatory requirements.
• Provide exceptional service to business members by understanding their financial needs and offering appropriate products and solutions.
• Work collaboratively with deposit and branch teams to deepen member relationships.
• Maintain a visible and active presence in the local business community to promote Tech Credit Union and expand business relationships.
• Contribute to the development and enhancement of commercial lending policies, procedures, and best practices.
• Stay informed of market trends, competitor activities, and economic conditions impacting the commercial lending environment.

QUALIFICATIONS

• Bachelor's degree in Business, Finance, Accounting, or related field (or equivalent work experience).
• Minimum 4-7 years of progressive commercial lending experience, preferably in a credit union or community bank environment.
• Established commercial relationships and a demonstrated ability to originate and grow a loan portfolio
• Proven record of originating and managing a diverse commercial loan portfolio.
• Strong credit analysis and financial statement interpretation skills.
• Demonstrated knowledge of commercial real estate, C&I, and construction lending.
• Working knowledge of state and federal lending regulations and compliance requirements.
• Proficiency with loan origination systems and Microsoft Office Suite.

Salary Range Disclaimer:

The stated salary range reflects the anticipated minimum and maximum base salary for this position. Actual compensation may vary based on several factors, including, but not limited to, the candidate’s qualifications, experience, and performance. The salary range represents one component of the overall compensation and benefits package offered by Tech Credit Union.