Senior Commercial Credit Portfolio Manager

United Community; Brevard (NC); On-site; USD 95,000 - 109,000; Full time

Job summary

United Community in Brevard, NC seeks a Portfolio Manager to oversee larger commercial credits, ensure portfolio soundness, profitability, and growth, and provide credit and sales support to Commercial Lending.

You will analyze complex financial statements, prepare credit analysis packages, act as a secondary contact for client relationships, identify cross-sell opportunities, and assist in underwriting and closing the loan process.

Qualifications

• Bachelor’s Degree in finance or accounting preferred.
• 5+ years of experience in commercial lending.
• Proficient knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.
• Strong interpersonal and communication skills.
• Excellent organizational and time management skills.
• Proficiency with Navigator or in-house financial reporting tools.
• Good mathematical, reading comprehension, and writing skills.

Responsibilities

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Analyze complex financial statements and prepare credit analysis packages.
• Serve as a secondary contact on client relationships.
• Identify cross-sell opportunities with new and existing clients.
• Assist in the loan process, including underwriting and closing.
• Prepare commitment letters and review loan documents.
• Assist lenders in their prospecting efforts.

Skills

Credit analysis

Financial statement analysis

Interpersonal communication

Client relationship management

Time management

Education

Bachelor’s degree in finance or accounting

Tools

Navigator

Job description

United Community in Brevard, NC seeks a Portfolio Manager to oversee larger commercial credits, ensure portfolio soundness, profitability, and growth, and provide credit and sales support to Commercial Lending.

You will analyze complex financial statements, prepare credit analysis packages, act as a secondary contact for client relationships, identify cross-sell opportunities, and assist in underwriting and closing the loan process.