Senior Commercial Credit Officer & Risk Advisor

Dahl Consulting; Fargo (ND); On-site; USD 73,000 - 100,000; Full time

Benefits offered by this job

Healthcare

Dental

Vision

Employee stock ownership program

401(k) plus profit sharing

Job summary

Dahl Consulting seeks a Credit Officer in Fargo, ND to join a commercial banking team. The role involves evaluating commercial lending opportunities, assessing portfolio risk, and providing independent credit recommendations alongside experienced credit professionals.

Responsibilities include spreading financial statements, preparing credit analyses, monitoring credit quality, and ensuring compliance with internal policies.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or related field.
• 3-5 years of experience in commercial credit analysis, underwriting, risk management, or banking.
• Experience analyzing commercial financial statements and evaluating lending opportunities.

Responsibilities

• Analyze and spread commercial financial statements for borrowers.
• Prepare written credit analyses for new loans, renewals, and reviews.
• Assess borrower performance, repayment capacity, and creditworthiness.
• Identify market trends affecting credit quality and lending decisions.
• Monitor portfolio credit quality and support loan committees.

Skills

Credit analysis

Underwriting

Credit risk management

Analytical skills

Written communication

Verbal communication

MS Office

Education

Bachelor's degree in Finance, Accounting, Business Administration, or related field

Tools

Banking systems

Financial analysis tools

Job description

Dahl Consulting seeks a Credit Officer in Fargo, ND to join a commercial banking team. The role involves evaluating commercial lending opportunities, assessing portfolio risk, and providing independent credit recommendations alongside experienced credit professionals.

Responsibilities include spreading financial statements, preparing credit analyses, monitoring credit quality, and ensuring compliance with internal policies.