Senior Commercial Credit Officer

Dahl Consulting; Fargo (ND); Sur place; USD 73 000 - 100 000; Plein temps

Résumé du poste

Dahl Consulting partners with a regional financial institution to recruit a Credit Officer for its commercial banking team in Fargo, ND, with Grand Forks as an alternative location. This permanent/direct-hire position emphasizes relationship-focused service and solid risk management.

You will analyze and spread financial statements, prepare credit analyses, assess borrower performance, participate in loan committees, and ensure compliance with policies and regulatory requirements.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 3–5 years of experience in commercial credit analysis, underwriting, risk management.
• Experience analyzing commercial financial statements and evaluating lending opportunities.
• Strong understanding of credit principles, loan structures, and risk assessment methodologies.
• Excellent analytical and written/verbal communication skills.
• Proficiency with banking systems and Microsoft Office applications.

Responsabilités

• Analyze and spread commercial financial statements for borrowers.
• Prepare comprehensive credit analyses for loans, renewals, and reviews.
• Assess borrower performance, repayment capacity, and creditworthiness.
• Identify market trends affecting credit quality and lending decisions.
• Provide independent recommendations on credit structure, collateral, and pricing.
• Monitor portfolio credit quality and review interim financials for risk concerns.
• Maintain and validate loan risk ratings to reflect portfolio risk.
• Participate in loan committee meetings and support lending teams.

Connaissances

Credit analysis

Underwriting

Financial statement analysis

Risk management

Communication skills

MS Office

Formation

Bachelor’s degree in Finance, Accounting, or related field

Outils

Banking systems

Financial analysis software

Description du poste

Dahl Consulting partners with a regional financial institution to recruit a Credit Officer for its commercial banking team in Fargo, ND, with Grand Forks as an alternative location. This permanent/direct-hire position emphasizes relationship-focused service and solid risk management.

You will analyze and spread financial statements, prepare credit analyses, assess borrower performance, participate in loan committees, and ensure compliance with policies and regulatory requirements.