Commercial Loan Officer

First International; Grand Forks (ND); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer 
-

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust in Grand Forks seeks an experienced Commercial Loan Officer to grow the local lending book and serve business clients with tailored financial solutions.

You will assess credit risk, structure loan terms, and manage documentation while building lasting client relationships in a community-focused bank.

Qualifications

• Bachelor's degree in finance, accounting, economics or related field; minimum of 3 years of commercial lending or closely related experience; equivalent education and experience is required.
• Proven track record in business development and loan origination.
• Strong analytical skills and attention to detail.
• Familiarity with the Grand Forks market and its business environment.
• Excellent communication and relationship-building skills.

Responsibilities

• Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
• Analyze title reports, surveys, and collateral to identify and mitigate risk.
• Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
• Clearly communicate loan conditions, terms, and obligations to customers.
• Monitor delinquent accounts and recommend appropriate action for resolution.
• Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
• Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
• Stay informed on local and regional lending market trends, including interest rates and covenant structures.
• Actively develop and manage a pipeline of commercial lending opportunities in the Grand Forks area.
• Strong interpersonal skills
• Customer-focused mindset
• Naturally curious and proactive

Skills

Commercial lending

Business development

Loan origination

Analytical skills

Communication skills

Education

Bachelor's degree in finance or related field

Job description

Grand Forks, 1970 S Columbia Rd, Grand Forks, North Dakota, United States of America

Job Description

Posted Friday, July 31, 2026 at 6:00 AM

As a community-focused bank with a strong regional presence, we're committed to serving our customers with integrity while supporting the growth of our employees. At FIBT, you'll work in a collaborative environment where your contributions make a meaningful impact on our clients and communities.

We are seeking an experienced, relationship-focused Commercial Loan Officer to join our team in Grand Forks. This role is ideal for a motivated, customer-centric professional who thrives on building strong business relationships, structuring sound financial solutions, and driving commercial growth in the local market.

Key Responsibilities:

• Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
• Analyze title reports, surveys, and collateral to identify and mitigate risk.
• Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
• Clearly communicate loan conditions, terms, and obligations to customers.
• Monitor delinquent accounts and recommend appropriate action for resolution.
• Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
• Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
• Stay informed on local and regional lending market trends, including interest rates and covenant structures.
• Actively develop and manage a pipeline of commercial lending opportunities in the Grand Forks area.
• Strong interpersonal skills
• Customer-focused mindset
• Naturally curious and proactive

Qualifications:

• Bachelor's degree in finance, accounting, economics or related field; minimum of 3 years of commercial lending or closely related experience; equivalent education and experience, or equivalent combination of education and experience is required.
• Proven track record in business development and loan origination.
• Strong analytical skills and attention to detail.
• Familiarity with the Grand Forks market and its business environment.
• Excellent communication and relationship-building skills.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ.

We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

• 401K Retirement Plan with Employer Match
• Life and Disability Insurance
• Generous PTO and Holiday pay

Grand Forks, 1970 S Columbia Rd, Grand Forks, North Dakota, United States of America