Senior Commercial Credit Analyst — Underwriting & Risk

Bluestone-Bank; Raynham (MA); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Competitive salary

Performance incentives

Medical insurance

Dental & vision

401(K) match

Tuition reimbursement

Paid time off

Holidays

Job summary

Bluestone Bank in Raynham, MA seeks a Commercial Credit Analyst to assess creditworthiness of business clients and underwrite loan requests. You will analyze loan data and financial information to support decisions and prepare clear credit memos.

This role requires a bachelor’s degree in business, finance or accounting and 2+ years of credit analysis experience; strong Excel skills; and the ability to work with loan officers to manage a portfolio.

Qualifications

• Bachelor’s degree in business, finance or accounting.
• Two or more years of credit analysis experience, or at least one year as a Jr. Commercial Credit Analyst.
• Good financial analytical abilities; detailed oriented.
• Good written and verbal communication skills.

Responsibilities

• Analyzes loan data and financial information on new, renewal and existing loans.
• Completes Credit Memo/Underwriting of requests for commercial credit, remote deposit capture, and ACH customers with the Bank.
• Prepares spreadsheets, reports, summaries and opinions for Bank Officers on new, renewal and existing loans.
• Assigns risk ratings to each borrower of the bank.
• Provides technical support to loan officers as needed.
• Assumes additional responsibilities as requested.

Skills

Financial analysis

Attention to detail

Communication skills

Education

Bachelor’s degree in business, finance or accounting

Tools

MS Word

Excel

Job description

Bluestone Bank in Raynham, MA seeks a Commercial Credit Analyst to assess creditworthiness of business clients and underwrite loan requests. You will analyze loan data and financial information to support decisions and prepare clear credit memos.

This role requires a bachelor’s degree in business, finance or accounting and 2+ years of credit analysis experience; strong Excel skills; and the ability to work with loan officers to manage a portfolio.