Senior Commercial Credit Analyst

Needham Bank; Wellesley (MA); On-site; USD 75,000 - 105,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

HRA

401(k) with match

Paid time off

Paid holidays

Bonus program

FSA

Vision plan

Life insurance

Disability insurance

Tuition reimbursement

Employee Assistance Program

Job summary

Needham Bank is seeking a Senior Credit Analyst to analyze and monitor credit risk for commercial and industrial lending in a fast-paced environment. You will gather financial data, build credit models, and prepare reports for loan approvals.

The role requires strong financial analysis, excellent English communication, and the ability to manage multiple tasks while upholding bank policies. On-site role in Wellesley, MA with competitive benefits.

Qualifications

• Extensive knowledge of financial institution policies and procedures.
• Extensive knowledge of commercial lending practices.
• Strong knowledge of department support structures and personnel.
• Excellent financial analytic skills with judgment and decision making.
• Strong time management and project management abilities.
• Excellent knowledge of personal/business financial statements and tax returns.
• Ability to build relationships across the organization and adapt to change.
• Superior customer service skills and English communication.
• Adherence to Needham Bank’s Core Values.

Responsibilities

• Analyze credit information, financial statements, and tax returns for loan applications.
• Prepare preliminary analyses for lenders and write summaries.
• Review loan files for completeness and collateral coverage.
• Support lending by analyzing risks and structuring loan proposals.
• Prepare loan reports, presentations, and annual reviews as needed.
• Maintain credit files for commercial loan customers.
• Assist loan officers with inquiries and servicing requests.
• Underwrite and renew existing facilities as needed.
• Follow bank policies and regulatory requirements.

Skills

Credit analysis

Credit policy

Financial statement analysis

Microsoft Office

English communication

Customer service

Time management

Project management

Relationship building

SBA underwriting

Education

Bachelor’s degree in Accounting/Finance or related area

Tools

Loan Vantage

Microsoft Office

Job description

Needham Bank is seeking a Senior Credit Analyst to analyze and monitor credit risk for commercial and industrial lending in a fast-paced environment. You will gather financial data, build credit models, and prepare reports for loan approvals.

The role requires strong financial analysis, excellent English communication, and the ability to manage multiple tasks while upholding bank policies. On-site role in Wellesley, MA with competitive benefits.